Risk & Compliance Manager

BENEFACT TRUST LIMITED; United States; Hybrid; USD 42,000 - 51,000; Full time

Benefits offered by this job

28 days annual leave

Birthday off

Group Personal Pension

Bonus scheme

Holiday buy scheme

Health and wellbeing benefits

Income protection and life assurance

Enhanced sick pay and parental leave

Study and professional qualification(s

Volunteer time off

Job summary

Lloyd & Whyte, part of Benefact Group, seeks a Risk & Compliance Manager to lead the Annual Compliance Monitoring Programme and raise regulatory awareness across the business. The role supports the Group Risk & Compliance team with strong leadership and strategic oversight, while enabling remote work with quarterly office presence across the UK.

The successful candidate will drive risk identification, control enhancements and regulatory reporting to meet FCA and other standards, guiding teams

Qualifications

• Proven experience operating within a regulated environment, with a strong understanding of FCA regulations, including Consumer Duty, Conduct Risk and wider compliance requirements.
• Strong relationship-building skills, with the ability to work collaboratively across teams, share expertise, and support the delivery of business objectives.
• Excellent communication and stakeholder management skills, with the confidence to influence, present, build relationships and deliver outstanding customer outcomes.
• Sound commercial awareness and knowledge of insurance products, distribution channels and business processes, balancing regulatory obligations with business objectives.
• Exceptional organisational, analytical and problem-solving skills, with the ability to manage multiple priorities, lead projects and drive continuous improvement using data and insight.

Responsibilities

• Lead and deliver the Risk & Compliance framework, ensuring adherence to FCA, Data Protection, financial crime, and other regulatory requirements.
• Manage compliance monitoring, audits, risk assessments, regulatory reporting, and the investigation of breaches, complaints, and control weaknesses.
• Oversee compliance approvals and governance processes, ensuring customer-focused, compliant communications, financial promotions, and business activities.
• Deliver and maintain the Training & Competence programme, providing guidance, coaching, and regulatory training to support a strong compliance culture.
• Drive continuous improvement by identifying risks, enhancing controls and processes, promoting best practice, and supporting the achievement of business objectives and regulatory standards.

Skills

Regulatory compliance

FCA regulations

Data protection

Stakeholder management

Training & competence

Leadership

Auditing

Risk assessment

Education

Level 3 Qualification

Job description

Risk & Compliance Manager

We are looking for a Risk & Compliance Manager to join our Group Risk & Compliance team. Competitive salary, excellent benefits and remote working.

Salary: Starting from £35,000.00 (depending on experience)

Working hours: 35 hours per week

Duration: Permanent

Location: United Kingdom

About the role

Lloyd & Whyte, who are proudly part of Benefact Group, are looking for a Risk & Compliance Manager to join our Group Risk & Compliance team remotely.

As a Risk & Compliance Manager, you will deliver the Annual Compliance Monitoring Programme and provide on-going compliance awareness to our people in support of the business strategy through effective management and leadership of the team.

Please note that whilst we are happy to consider this being a remote role, quarterly presence will be required at our across our UK offices. Further details can be discussed at interview stage.

Why join us?

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group - where all profits go to charity and good causes.

What you'll be doing

• Lead and deliver the Risk & Compliance framework, ensuring adherence to FCA, Data Protection, financial crime, and other regulatory requirements.

• Manage compliance monitoring, audits, risk assessments, regulatory reporting, and the investigation of breaches, complaints, and control weaknesses.

• Oversee compliance approvals and governance processes, ensuring customer-focused, compliant communications, financial promotions, and business activities.

• Deliver and maintain the Training & Competence programme, providing guidance, coaching, and regulatory training to support a strong compliance culture.

• Drive continuous improvement by identifying risks, enhancing controls and processes, promoting best practice, and supporting the achievement of business objectives and regulatory standards.

What you'll need to have

• Proven experience operating within a regulated environment, with a strong understanding of FCA regulations, including Consumer Duty, Conduct Risk and wider compliance requirements.

• Strong relationship-building skills, with the ability to work collaboratively across teams, share expertise, and support the delivery of business objectives.

• Excellent communication and stakeholder management skills, with the confidence to influence, present, build relationships and deliver outstanding customer outcomes.

• Sound commercial awareness and knowledge of insurance products, distribution channels and business processes, balancing regulatory obligations with business objectives.

• Exceptional organisational, analytical and problem-solving skills, with the ability to manage multiple priorities, lead projects and drive continuous improvement using data and insight.

What makes you stand out

• Recognised industry and/or professional Level 3 Qualification

• Commitment to work towards the ICO Advanced Certificate in Compliance

What we offer

• 28 days annual leave plus bank holidays

• Your birthday off

• Group Personal Pension

• Bonus scheme

• A holiday buy scheme

• An array of health and wellbeing benefits, company cash plan, income protection and life assurance

• Enhanced sick pay and parental leave

• Support and funding toward study and professional qualifications

• Paid time off for volunteering

Hear from the hiring manager

"We are looking for someone with a fresh and friendly approach, who has the ability to challenge and then advise, supporting the business and board. If you are agile and can listen then this could be the role for you. The role needs very strong engagement within the business and the scope is wide and varied."

Lloyd & Whyteoffer a range of specialist insurance services to a variety of clients. Our specialisms range from niche scheme insurance for Healthcare professionals to expert insurance for commercial motor vehicles and professional broker-to-broker insurance services.We also have a wide range of personal insurance services that cover homeowners from standard houses through to thatch & listed character properties and high value homes.The Lloyd & Whyte Group is split into five different client divisions which include multiple companies and brands.

Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know.

*Directory of Social Change’s UK Guides to Company Giving 2017-26