Risk Consultant

Remote Worker LTD.; United States; Hybrid; USD 53,000 - 80,000; Full time

Benefits offered by this job

Birthday off

Wellbeing days

Healthcare cash plan

Income protection

Life assurance

Flexible work

Job summary

Benifex is seeking a Risk Consultant to provide full consultancy on Risk Benefits to mid-to-high value customers using OneHub, our online benefits platform. You will manage, retain, and grow corporate clients across Group Risk services including Income Protection and Critical Illness.

The role emphasises client meetings, cross-selling, and delivering high-quality risk solutions for a diverse portfolio within a supportive, fast-growing company.

Qualifications

• Proven track record of commercial delivery and business development of Risk customers.
• Proven experience delivering risk consulting advice to large corporate customers.
• GR1 qualified (or working towards it) and knowledge of FCA procedures.

Responsibilities

• Contribute to profitable revenue growth across multiple services and the team strategy.
• Understand customer accounts, their risk strategies, and decision makers.
• Secure broking meetings and lead presentations and negotiations.
• Cross-sell and expand services per customer across groups.
• Ensure timely delivery of services per the project plan with client-facing teams.

Skills

Commercial delivery

Business development

Risk consulting

Group Risk products

GR1 qualified

FCA procedures

Stakeholder management

Consultative selling

Negotiation

Cross-functional work

Job description

Who are Benifex?

We are a fast-moving technology company, and one of the most successful providers of online reward and benefits solutions in the world. We believe that everyone deserves an exceptional experience at work, every day, and build workplace technology that makes this happen. Benifex’s mission is to build remarkable experiences that employees love. Today Benifex supports more than five million employees in over 3,000 organisations across more than 100 countries. To help us on our quest to be the best, we need brilliant people on board and that’s where you come in.

Why should you apply?

• Autonomy: manage your own workload and decide best to deliver exceptional experiences to our customers

• Team: be part of a friendly, supportive and high performing team who work together effectively to deliver for our customers

• Progression: a clearly defined career path with the next step being Senior Consultant

• Sunday Times Best Place to Work 2025 and Technology award winner

• Work for a profitable, fast-growing market leader in the online reward and benefits space

**Please note we are unable to offer visa sponsorship and require to people to be based in the UK or Ireland for this position**

Great benefits:

• £40,000-60,000
• Flexible work – choose a working setup that works for you, our only ask is to see you once a month in the office and you must be based in the UK or Ireland.
• Full access to our comprehensive benefits package, including discounts from hundreds of high street brands, salary sacrifice schemes across Finance, Health, Tech, and more
• 25 days holiday plus your local bank holidays
• Your birthday off
• Two half day wellbeing days
• Healthcare cash plan to cover the costs of day-to-day healthcare
• Employee Assistance Plan 24/7 365 support
• Income Protection (75%) and life assurance (4x salary)
• Referral bonuses
• Enhanced parental leave package - 26 weeks fully paid maternity leave and 4 weeks fully paid paternity leave
• Work from Anywhere policy for 90 days
• Buy and Sell scheme for holidays
• £50 monthly allowance to spend on whatever takes your fancy, your very own Benifex card will be topped up at the start of each month!

Role Overview

We have an exciting opportunity for a Risk Consultant in our wonderful Corporate Benefits team! This is an ideal progression step for those wanting to take their next step in broking consultancy.

As a Risk Consultant you will provide full consultancy services on Risk Benefits to a portfolio of mid to high value customers who will predominantly be based on our online flexible benefits platform - OneHub. This will involve managing, retaining, and growing corporate customers that span multiple service lines within Group Risk, such as Group Income Protection, Critical Illness, and more.

Responsibilities

• Contributing to profitable revenue growth across multiple services and the achievement of the Corporate Benefits’ team strategy, plans and targets.

• To build detailed knowledge of each of customer account, their Risk strategy/approach and decision makers to fully understand their aims, objectives and ambitions.

• Secure broking meetings, coordinating relevant product and service experts and stakeholders as required. Compile and lead high quality presentations and negotiations.

• Expand the level of business within existing services and expand the number of services per customer (cross sell).

• To ensure timely delivery of agreed services to the client in line with the Benifex project plan. This will involve working closely with Benifex Client Service Directors and Strategic Consultancy team members to deliver terms as required by the business. This may involve weekly project calls and attending and presenting at quarterly client meetings

What are we looking for?

• Proven successful track record of commercial delivery and business development of Risk customers

• Proven experience of delivering Risk consulting advice and solutions, as well as presenting to, large corporate customers

• Technical proficiency:

  • Advanced knowledge of how Group Risk products (Group Life Assurance, Income Protection, Critical Illness, Travel Insurance and Partner Life Assurance etc.).

  • GR1 qualified (or working towards it)

  • Clear understanding of FCA procedures and requirements

• Able to recognise and ensure delivery of customer service excellence

• Financial / P&L management and budgeting experience

• Excellent customer relationship building and stakeholder management skills with ability to build a network of contacts, both internally and externally

• Consultative selling skills

• Excellent influencing and negotiation skills

• Ability to work cross functionally across diverse teams, facilitating collaborative working to ensure delivery for customers

• Effective communication skills, both verbal and written

• Thorough knowledge and understanding of the corporate benefits environment

Even if you don't meet all of the requirements for this role, we encourage you to apply! We are looking for talented and passionate individuals who are eager to learn and grow. We also offer a variety of other roles, so please check out our careers page to see if there is something else that might be a good fit for you.

Our interview process

Benifex understands the need to have a fast and efficient process, the below will all be completed in the shortest time possible.

Initial informal call with the Talent team

Interview with the hiring manager and a member of the team

Final interview with the Director

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

We are committed to creating a diverse and inclusive workplace where everyone feels welcome and respected. We believe that diversity and inclusion are essential to our success, and we are proud to be an equal opportunity employer.

We are a proud member of the Disability Confident employer scheme.