Compliance Officer - Financial Services

TrackerRMS, Inc.; United States; Remote; USD 81,000 - 121,000; Full time

Job summary

Tracker RMS operates within the UK regulated finance sector and is seeking an experienced Compliance Officer to own and strengthen compliance across the business. You will work independently with senior leaders, develop policies, monitor FCA requirements, and manage regulatory reporting, training, breaches and audits.

The ideal candidate has significant financial services compliance experience, strong FCA knowledge, and a pragmatic, entrepreneurial mindset to embed a culture of compliance as the

Qualifications

• Significant compliance experience within financial services, ideally brokerage, intermediary, lending or fintech.
• Strong working knowledge of FCA rules, regulations, principles and reporting requirements.
• Experience independently managing regulatory reporting and a broad compliance remit.
• Ability to interpret regulatory requirements pragmatically within a commercial environment.

Responsibilities

• Own and manage the company's compliance framework.
• Ensure processes, documentation, journeys and communications comply with FCA requirements.
• Monitor regulatory developments and assess their impact on the business.
• Manage accurate regulatory reporting to the FCA and relevant bodies.
• Develop, maintain and update compliance policies, procedures and controls.
• Review and approve customer- and partner-facing materials.
• Conduct regular compliance monitoring, file reviews and audits.
• Identify weaknesses and implement improvements.
• Support complaints handling and breach management.
• Onboard and oversee introducers, lenders and third-party partners.
• Deliver compliance training to colleagues and partners.
• Be the main internal/external contact for compliance matters.
• Prepare for regulatory visits, audits, and information requests.
• Work with leadership to embed a culture of compliance and accountability.
• Provide practical, commercially minded compliance advice.

Skills

FCA regulations knowledge

Regulatory reporting

Audits & investigations

Policy development

Training & coaching

Stakeholder management

Risk assessment

Communications

Independent working

Education

Legal/paralegal background

Job description

UK-Based Financial Services Business | South Africa - Remote

About the Role

Join a growing and entrepreneurial financial services business operating within the UK regulated finance sector.

We are looking for an experienced and highly capable Compliance Officer to take ownership of compliance across the business. This is a critical management-level role for someone who is confident working independently and is ready to play a key part in developing and strengthening the company's compliance function as the business continues to grow.

As the primary compliance resource, you will be responsible for maintaining and continuously improving the compliance framework, ensuring that business activities remain aligned with FCA requirements, applicable legislation, internal policies and best practice.

You will work closely with senior leadership, operational and sales teams, as well as external partners, acting as a trusted advisor on regulatory and compliance matters.

The role will also involve regulatory reporting, compliance monitoring, internal training, complaints and breach management, and supporting the business with audits and regulatory enquiries.

Key Responsibilities

• Own and manage the company's compliance framework.
• Ensure business processes, documentation, customer journeys and communications comply with FCA requirements and applicable legislation.
• Monitor regulatory developments and assess their impact on the business.
• Manage accurate and timely regulatory reporting to the FCA and other relevant bodies.
• Develop, maintain and update compliance policies, procedures and controls.
• Review and approve customer-facing and partner-facing marketing materials.
• Conduct regular compliance monitoring, file reviews and process audits.
• Identify compliance weaknesses and implement appropriate improvements.
• Support the business with complaints handling.
• Manage breaches, incidents and near misses, ensuring appropriate corrective action is taken.
• Support the onboarding and ongoing oversight of introducers, lenders and other third-party partners.
• Deliver compliance training to colleagues and external partners where required.
• Act as the main point of contact for compliance matters internally and externally.
• Prepare for and support regulatory visits, audits, reviews and information requests.
• Work with senior leadership to embed a strong culture of compliance and accountability.
• Provide practical, commercially minded compliance advice across the business.

What We're Looking For

• Significant compliance experience within financial services, ideally within a brokerage, intermediary, lending or fintech environment.
• Strong working knowledge of FCA rules, regulations, principles and reporting requirements.
• Experience independently managing regulatory reporting and a broad compliance remit.
• Strong understanding of Consumer Duty, conduct risk, complaints handling and treating customers fairly.
• Experience developing and maintaining compliance policies, controls and monitoring frameworks.
• Ability to interpret regulatory requirements and apply them pragmatically within a commercial environment.
• Experience reviewing customer journeys, sales processes, marketing materials and third-party activity.
• Excellent attention to detail and strong organisational skills.
• Strong written and verbal communication skills.
• Confidence to challenge, influence and advise colleagues at all levels.
• Ability to work autonomously and take full ownership of responsibilities.
• A proactive, solutions-focused and entrepreneurial approach.
• Reliable, trustworthy and highly self-motivated.
• Comfortable working in a growing business where processes and responsibilities may evolve.
• Experience working with external partners, auditors or regulators would be highly desirable.
• A legal or paralegal background.
• Fintech/Financial Services background required.
• Experience in the UK/International markets dealing with FCA regulations and reporting requirements

The Ideal Candidate

We are looking for someone who is more than a compliance administrator. This role would suit a hands‑on compliance professional at management level who wants to make a genuine impact and grow with the business.

You will need the confidence to work independently, identify potential risks, recommend solutions and take ownership of implementing improvements.

An entrepreneurial, go-getter mindset, combined with strong regulatory knowledge and sound judgement, will be important for success in this role.