Risk Audit Associate | Hybrid Banking & Finance

SMBC; Charlotte (NC); Hybrid; USD 75,000 - 110,000; Full time

Job summary

SMBC is seeking an experienced Risk (Financial and Non-Financial) Audit Associate to join the Internal Audit Department. A minimum of three years in banking/finance risk is required, with knowledge of banking products and regulatory standards.

You will design and execute audits of varying complexity, communicate findings to management, and participate in broader audit activities. The role supports collaboration with risk and external stakeholders in a hybrid work environment.

Qualifications

• Minimum of three years of experience in the banking and finance industry or consulting in risk roles.
• Understanding of banking / capital markets products.
• Familiarity with regulatory requirements and industry standards for financial and non-financial risk.
• Knowledge of audit techniques, internal controls, and workpaper standards.

Responsibilities

• Participate in risk audits from planning to reporting, including issue identification and review.
• Assess design and operating effectiveness of controls across operational, credit, and other risk areas.
• Communicate audit strategy and results clearly with stakeholders and senior management.
• Assist with delivery of IAD's broader audit plan and assurance responsibilities.
• Engage in continuous monitoring and risk assessment processes to identify trends.
• Support special projects related to process improvements or strategic initiatives.
• Track and validate closure of issues raised by the department and regulators.
• Develop strong working relationships with business management, risk management, external auditors, and regulators.

Skills

Banking knowledge

Regulatory understanding

Audit techniques

Communication skills

Education

Bachelor’s Degree in Accounting or Finance

Job description

SMBC is seeking an experienced Risk (Financial and Non-Financial) Audit Associate to join the Internal Audit Department. A minimum of three years in banking/finance risk is required, with knowledge of banking products and regulatory standards.

You will design and execute audits of varying complexity, communicate findings to management, and participate in broader audit activities. The role supports collaboration with risk and external stakeholders in a hybrid work environment.