Risk Analyst II - Acquiring

Pathward, National Association; United States; On-site; USD 59,000 - 111,000; Full time

Job summary

A leading company in financial empowerment is seeking a skilled professional to support their Third Party Risk Management Program. The role involves designing risk management processes, conducting assessments, and ensuring compliance. Ideal candidates will have a Bachelor's degree and significant experience in Merchant Acquiring or related fields. This hybrid role offers competitive salary and benefits.

Benefits

Health insurance

401(k)

Life insurance

Disability

Paid time off

Qualifications

• At least 5 years of experience in credit analysis or financial analysis.
• Knowledge of Merchant Acquiring and payments sector regulations.

Responsibilities

• Design and manage risk management processes.
• Conduct risk assessments of third parties.
• Monitor and review risk reports.

Skills

Attention to detail

Strong communication

Analytical skills

Education

Bachelor's degree

Job description

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; Easton, PA.

At Pathward, we take pride in our purpose to create financial inclusion for all. We are a financial empowerment company that collaborates with innovators to increase financial availability, choice, and opportunity for everyone. Our goal is to remove barriers imposed by traditional institutions and promote economic mobility through responsible, secure, high-quality financial products.

We are a team of problem solvers and innovators who celebrate our differences, knowing that our unique perspectives strengthen us. We embrace our team members through our *HUMBLE*HUNGRY*SMART approach and believe that our strength lies in listening to our employees, customers, partners, and communities.

About the Role:

This role involves supporting the development, implementation, and oversight of the organization's Third Party Risk Management Program. The candidate will report and assess risks using tools and guidance provided by management.

What You Will Do:

1. Design and manage the implementation of risk management processes, including complex risk assessments related to third parties.
2. Assist in overseeing the Third Party Risk Management program, ensuring compliance and conducting independent risk assessments.
3. Perform variance trend analysis and support risk reporting tailored to different audiences.
4. Contribute to the development and refinement of risk management policies and procedures.
5. Monitor and review risk reports, and handle problem resolution and escalation.
6. Serve as a subject matter expert in Merchant Acquiring risk.
7. Conduct initial and periodic risk assessments of third parties such as processors, payment facilitators, ISOs, and marketplaces.
8. Perform other duties as assigned.

What You Will Need:

1. Bachelor's degree or equivalent experience.
2. Solid experience in Merchant Acquiring, merchant processing, or related fields.
3. At least 5 years of experience in credit analysis, financial analysis, risk monitoring, or related areas.
4. Knowledge of Merchant Acquiring and payments sector regulations and best practices.
5. Experience in sponsor bank oversight is a plus.
6. Attention to detail and ability to manage multiple priorities.
7. Strong communication and analytical skills.

The listed responsibilities are not exhaustive and may change.

Salary range: $59,902.68 - $110,630.79

This range reflects the minimum and maximum for new hires, with individual pay determined by experience, qualifications, skills, and location. The role is eligible for an annual performance incentive. Benefits include health insurance, 401(k), life insurance, disability, paid time off, and more.

#LI-Remote

We encourage candidates who do not meet all qualifications to apply, as they may still be a good fit for this or other roles. Pathward is an equal opportunity employer, considering candidates without regard to race, sex, national origin, age, disability, or other protected categories.

Our commitment to inclusion is integral to our culture. We provide equal employment opportunities and reasonable accommodations for applicants with disabilities. For assistance, contact [e-mail].

Applications are accepted for at least 3 days after posting, with no fixed deadline. Submitting false information will lead to disqualification and potential employment consequences.

Beware of hiring scams impersonating Pathward. For more information, visit: https://www.pathward.com/about-us/people-culture/careers/