Retail Banking Specialist

Bankeasy; South Dakota; On-site; USD 21,000 - 26,000; Full time

Job summary

First Bank & Trust in Milbank, SD is seeking a Retail Banking Specialist to deliver a superior guest experience, handle teller transactions, and proactively identify opportunities to assist clients. You will build and maintain client relationships while ensuring accurate cash handling and adherence to bank policies.

Daily responsibilities include opening new accounts, educating customers on products, and collaborating with the Retail Banking team to meet community needs.

Qualifications

• High school diploma or equivalent required.
• Strong verbal and written communication skills.
• Empathetic and collaborative team player.

Responsibilities

• Provide superior service to guests and resolve transactional needs promptly.
• Develop and maintain client relationships and identify opportunities.
• Perform teller functions: deposits, withdrawals, payments, and cash handling with accuracy.
• Open new accounts and educate clients on bank products and processes.
• Follow policies, ensure compliance, and assist branch staff as needed.

Skills

Communication skills

Active listening

Empathetic

Collaborative

Problem solving

Customer service

Education

High School Diploma

Job description

Retail Banking Specialist# Careers at First Bank & Trust## Retail Banking SpecialistApply: Milbank, SD: Full time: Posted Today: R-100849**Job Description:**This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.**Qualifications:** This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.**Principal Responsibilities:*** Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.* Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.* Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).* Anticipate needs and advise clients on solutions that personally benefit them.* Assist in the opening of new accounts and establishing new relationships.* Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.* Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.* Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.* Act in accordance with FBT policies and procedures as set forth in the employee handbook.* Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.**Compensation Grade**Hourly Grade 3*First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete*Equal Employment Opportunity Policy Statement*. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email [e-mail].*