Retail Banking: Consumer Lending & Customer Experience

Paycom - ATS; Pickwatina Place (TN); On-site; USD 52,000 - 78,000; Full time

Job summary

SouthEast Bank is seeking an experienced banking professional to manage consumer lending and branch operations across retail locations. You will interview loan applicants, gather financial data, and determine credit worthiness while ensuring compliance with bank policies and regulations.

You will cross-sell bank products and provide outstanding service to clients. Responsibilities include approving loans within limits, reviewing loan documents, coordinating with credit and loan operations, and

Qualifications

• High school diploma or equivalent.
• 5+ years of retail banking experience.
• Knowledge of consumer lending regulations and guidelines.
• Strong knowledge of branch operations procedures.

Responsibilities

• Interview loan applicants and review financial data to assess creditworthiness.
• Approve loans within limits and refer others for management approval.
• Explain loan terms, repayment schedules, and collateral requirements.
• Assist with account opening, deposits, and daily branch operations.
• Ensure compliance with Bank Secrecy Act, AML, and other regulations.

Skills

Customer service

Communication

Credit analysis basics

Education

High school diploma or equivalent

Job description

SouthEast Bank is seeking an experienced banking professional to manage consumer lending and branch operations across retail locations. You will interview loan applicants, gather financial data, and determine credit worthiness while ensuring compliance with bank policies and regulations.

You will cross-sell bank products and provide outstanding service to clients. Responsibilities include approving loans within limits, reviewing loan documents, coordinating with credit and loan operations, and