Residential Mortgage Relationship Specialist

Ascend Bank; Wallingford (CT); On-site; USD 65,000 - 100,000; Full time

Job summary

Ascend Bank is seeking a Residential Mortgage Loan Officer in Connecticut to solicit loan applications by building relationships with real estate agents, builders, and attorneys in the community. You will actively promote the bank's mortgage offerings and guide prospects through the loan process.

You will interview applicants, collect complete documents, coordinate with Mortgage Processing, and work with the processing team to close loans promptly while upholding bank policies and HMDA

Qualifications

• Three to five years of bank lending experience.
• Fluency in Spanish is preferred but not required.
• Knowledge of lending programs, policies, procedures and regulatory requirements (HMDA).
• Strong selling and sales organization experience.

Responsibilities

• Establishes and implements ongoing sales call program to develop relationships with realtors, builders, lawyers, accountants and business owners.
• Interviews applicants, takes complete applications, and sets expectations with clients.
• Maintains high level of client service by communicating loan terms and answering questions.
• Compiles and analyzes data for residential real estate loan requests.
• Evaluates loan applications and documents for creditworthiness.
• Outlines loan terms and informs borrower of commitments.
• Prepares residential loan packages in accordance with bank standards.
• Uses pipeline management to track and manage loans daily.
• Keeps management apprised of competitive product pricing and marketing activities.
• Participates in seminars with realtors and groups to cultivate relationships.
• Supports planning and presentation of First Time Homebuyers programs.
• Performs other duties and completes required compliance training.

Skills

Sales

Relationship Building

Customer Service

Communication

Negotiation

Education

Two-year college degree

Job description

Ascend Bank is seeking a Residential Mortgage Loan Officer in Connecticut to solicit loan applications by building relationships with real estate agents, builders, and attorneys in the community. You will actively promote the bank's mortgage offerings and guide prospects through the loan process.

You will interview applicants, collect complete documents, coordinate with Mortgage Processing, and work with the processing team to close loans promptly while upholding bank policies and HMDA