Residential Mortgage Origination Specialist

TD; Melville (NY); On-site; USD 16,000 - 23,000; Full time

Job summary

TD Bank in Melville, NY is seeking a Mortgage Loan Officer to originate residential mortgage loans and meet sales goals. You will take applications, explain terms, and guide customers through the loan process.

The role emphasizes providing accurate documentation, regulatory compliance, and active client engagement. The position offers base pay with local minimum wage consideration plus commission, and requires strong sales ability, excellent communication, and solid time management.

Qualifications

• Bachelor's degree or progressive work experience in addition to experience below.
• 2+ Years of mortgage origination experience.
• Proven Sales ability.
• Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
• Maintains the highest level of sales ability and negotiation skills.
• Self-directed, ability to plan own activities to achieve sales goals.
• Strong time management skills.
• Excellent communication skills, both verbal and written.
• PC skills, including ability to learn mortgage origination and automated underwriting systems.

Responsibilities

• Meets with prospects identified directly as well as referred by realtors, developers, attorneys and other sources.
• Explains mortgage products and services and offers recommendations based on individual prospect needs.
• Guides customers through the mortgage application process.
• Explains information required and other aspects of the loan process to customers.
• Ensures applications are completed accurately with required information and documents.
• Manages customer expectations regarding processing times and closing dates.
• Sells and originates residential mortgage loans according to policies and regulatory guidelines.
• Generates referrals for mortgage sales opportunities and other TD Bank products.
• Develops plan to achieve sales goals with help from sales management.
• Enters information into mortgage loan system for accurate pipeline reporting.
• Creates supporting files for underwriting, regulatory and other purposes.

Skills

Proven Sales ability

Excellent communication skills

Strong time management

Self-directed

Education

Bachelor's degree or equivalent experience

2+ years mortgage origination experience

Regulatory guidelines knowledge

Tools

PC skills

Origination systems

Automated underwriting systems

Job description

TD Bank in Melville, NY is seeking a Mortgage Loan Officer to originate residential mortgage loans and meet sales goals. You will take applications, explain terms, and guide customers through the loan process.

The role emphasizes providing accurate documentation, regulatory compliance, and active client engagement. The position offers base pay with local minimum wage consideration plus commission, and requires strong sales ability, excellent communication, and solid time management.