Residential Mortgage Loan Originator – Growth & Commission

TD; Baltimore (MD); On-site; USD 17,000 - 24,000; Full time

Job summary

TD Bank in Baltimore, MD is seeking a Mortgage Loan Officer to source, originate and close residential mortgage loans. The role targets meeting sales goals and guiding customers through the loan process, including documentation, underwriting, and closing coordination.

The position emphasizes building relationships with realtors, developers, and clients while ensuring compliance with lending policies and regulatory guidelines.

Qualifications

• Bachelor's degree or progressive work experience in addition to experience below.
• 2+ years of mortgage origination experience.
• Proven sales ability and strong negotiation skills.
• Excellent communication skills, verbal and written.
• Proficiency with mortgage origination and underwriting software.

Responsibilities

• Meets with prospects identified directly as well as referred by realtors, developers, attorneys and other sources.
• Guides customers through the mortgage application process and explains required information.
• Underwrites loans using point-of-sale systems within authority.
• Sends materials to processing and underwriting and tracks the loan in the pipeline.
• Communicates loan decisions and status to customers and supports closing activities.

Skills

Sales ability

Excellent communication

Time management

Self-directed

Mortgage systems

Education

Bachelor's degree or progressive work experience

Tools

Mortgage origination systems

Automated underwriting systems

Job description

TD Bank in Baltimore, MD is seeking a Mortgage Loan Officer to source, originate and close residential mortgage loans. The role targets meeting sales goals and guiding customers through the loan process, including documentation, underwriting, and closing coordination.

The position emphasizes building relationships with realtors, developers, and clients while ensuring compliance with lending policies and regulatory guidelines.