Residential Mortgage Growth Specialist

TD Bank; Boston (MA); On-site; USD 15,000 - 21,000; Full time

Job summary

TD Bank in Boston, MA is seeking a Mortgage Loan Officer to source and originate residential mortgage loans to meet sales goals. You will take applications, explain terms, guide customers through the process, and ensure accurate documentation and timely underwriting and closing.

Ideal candidates have a bachelor’s degree, at least 2 years in mortgage origination, strong sales skills, and knowledge of current lending practices and regulatory guidelines.

Qualifications

• Bachelor's degree or progressive work experience in addition to experience below.
• 2+ years of mortgage origination experience.
• Proven sales ability.
• Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
• Maintains the highest level of sales ability and negotiation skills.
• Self-directed, ability to plan own activities to achieve sales goals.
• Strong time management skills.
• Excellent communication skills, both verbal and written.
• PC skills, including ability to learn mortgage origination and automated underwriting systems.

Responsibilities

• Meets with prospects identified directly as well as referred by realtors, developers, attorneys and other sources.
• Explains variety of mortgage products and services available and offers recommendations based on prospect needs.
• Guides customers through the mortgage application process.
• Explains information required and other aspects of the loan process to customers.
• Ensures applications are completed accurately and contain required information and supporting documentation.
• Manages customers' expectations regarding processing times and closing dates.
• Sells and originates residential mortgage loans according to policies, procedures and regulations.
• Develops plan to achieve sales goals with management support.
• Enters information into mortgage loan system for pipeline accuracy.
• Communicates loan decisions to customers and explains additional information needed.

Skills

Mortgage origination

Sales ability

Regulatory knowledge

Communication skills

Education

Bachelor's degree

Tools

Mortgage origination systems

Job description

TD Bank in Boston, MA is seeking a Mortgage Loan Officer to source and originate residential mortgage loans to meet sales goals. You will take applications, explain terms, guide customers through the process, and ensure accurate documentation and timely underwriting and closing.

Ideal candidates have a bachelor’s degree, at least 2 years in mortgage origination, strong sales skills, and knowledge of current lending practices and regulatory guidelines.