Residential Mortgage Loan Originator - Build Relationships

Centennial Bank; New Braunfels (TX); On-site; USD 55,000 - 90,000; Full time

Job summary

Centennial Bank is seeking a Mortgage Loan Officer to solicit residential first mortgages, interview applicants, and make credit decisions. You will work with branch offices to promote home loan products and handle referrals with timely follow-up.

Responsibilities include collecting documentation, transmitting packages to processors, staying updated on underwriting guidelines, and maintaining high customer service levels. Requires a four-year degree plus experience and S.A.F.E. Act registration.

Qualifications

• Broad knowledge of accounting, marketing, business administration, finance.
• Four-year college degree plus four years related experience and/or training.
• Two years of related management experience, or an equivalent combination.
• S.A.F.E. Act registration required at the time of employment.
• Excellent reading, writing, and communication skills.
• Ability to work in a fast-paced lending environment.

Responsibilities

• Solicits residential first mortgages through Realtors, builders, and developers.
• Interviews loan applicants and makes credit decisions.
• Maintains knowledge of loan products, processing procedures, and underwriting guidelines.
• Handles referrals from branches and follows up with customers.
• Collects documentation and delivers loan package to processor promptly.
• Attends lending meetings and completes compliance training.

Skills

Communication skills

Mathematical skills

Critical thinking

Education

Bachelor's degree

Job description

Centennial Bank is seeking a Mortgage Loan Officer to solicit residential first mortgages, interview applicants, and make credit decisions. You will work with branch offices to promote home loan products and handle referrals with timely follow-up.

Responsibilities include collecting documentation, transmitting packages to processors, staying updated on underwriting guidelines, and maintaining high customer service levels. Requires a four-year degree plus experience and S.A.F.E. Act registration.