Residential Mortgage Loan Originator

TD; Orlando (FL); Sur place; USD 16 000 - 23 000; Plein temps

Résumé du poste

TD in Orlando, FL is hiring a Mortgage Loan Officer to sell and originate residential mortgage loans and guide customers through the full application process. You will meet with prospects, assess needs, explain loan options, and ensure complete, accurate submissions in line with regulatory guidelines.

Role emphasizes building relationships with realtors and clients, managing expectations on processing and closing timelines, and growing sales through referrals and ongoing training in mortgage

Qualifications

• Bachelor's degree or progressive work experience in addition to experience below.
• 2+ years of mortgage origination experience.
• Proven sales ability.
• Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
• Maintains the highest level of sales ability and negotiation skills.

Responsabilités

• Meets with prospects identified directly as well as referred by realtors, developers, attorneys and other sources.
• Explains variety of mortgage products and services available and offers recommendations based on prospect needs.
• Guides Customers through the mortgage application process.
• Explains information required and other aspects of the loan process to Customers.
• Ensures applications are completed accurately and contain required information and supporting documentation.
• Manages Customers expectations regarding processing times and closing dates.
• Sells and originates residential mortgage loans according to policies and procedures and regulatory guidelines.
• Submits application materials and other information to processing area to clear any conditions and prepares for closing.
• Communicates regularly with Customers, underwriters, processors, realtors and closing agents to ensure process proceeds as planned.
• Develops knowledge of current industry practices and regulations.

Connaissances

Sales ability

Communication skills

Time management

Self-directed

Formation

Bachelor's degree

Mortgage origination experience (2+ years)

Outils

Mortgage origination systems

Automated underwriting systems

Description du poste

TD in Orlando, FL is hiring a Mortgage Loan Officer to sell and originate residential mortgage loans and guide customers through the full application process. You will meet with prospects, assess needs, explain loan options, and ensure complete, accurate submissions in line with regulatory guidelines.

Role emphasizes building relationships with realtors and clients, managing expectations on processing and closing timelines, and growing sales through referrals and ongoing training in mortgage