Residential Mortgage Lender: Grow Your Lending Impact

ASCENSION CREDIT UNION; Gonzales (LA); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

Retirement plan with company matching

Paid time off and holidays

Professional development and training

Job summary

ASCENSION CREDIT UNION is seeking a Mortgage Lender to guide borrowers through the lending process, originate and manage residential mortgage loans from application to closing, and build strong relationships with borrowers, real estate professionals, and referral partners. The role emphasizes compliant, efficient service and meeting production goals.

The Mortgage Lender will analyze financial information, explain loan options, and stay current on lending guidelines and market conditions while

Qualifications

• Experience in mortgage lending or loan origination preferred.
• Knowledge of residential mortgage products and home-buying process.
• Strong communication, negotiation, and customer-service skills.
• Ability to analyze financial information and explain lending concepts clearly.
• Familiarity with mortgage origination systems and standard office technology.

Responsibilities

• Meet with prospective borrowers to understand financial goals and financing options.
• Originate and manage residential mortgage loans from application to closing.
• Analyze borrower financial information and documentation to determine loan solutions.
• Explain mortgage products, rates, fees, terms, and qualification requirements clearly.
• Maintain communication with borrowers and referral partners throughout the process.
• Develop relationships with real estate agents, builders, and referral sources.
• Ensure lending activities comply with laws, regulations, and company policies.
• Maintain accurate records in the loan origination system.
• Stay current on lending guidelines and market conditions.

Skills

Interpersonal skills

Communication

Negotiation

Customer service

Attention to detail

Financial analysis

Self-motivated

Goal-oriented

Education

NMLS licensing

Tools

Mortgage loan origination systems

Job description

ASCENSION CREDIT UNION is seeking a Mortgage Lender to guide borrowers through the lending process, originate and manage residential mortgage loans from application to closing, and build strong relationships with borrowers, real estate professionals, and referral partners. The role emphasizes compliant, efficient service and meeting production goals.

The Mortgage Lender will analyze financial information, explain loan options, and stay current on lending guidelines and market conditions while