Remote Whole Life & IUL Specialist (Independent Contractor)

The Wood Agency Life; Lewistown (MT); Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

Access to multiple carriers

CRM and e-app access

Ongoing product training

Job summary

The Wood Agency Life is seeking licensed insurance professionals to serve Lewistown, Montana and nationwide clients remotely. You will meet clients online, manage your own schedule, and guide them through permanent coverage options.

You will review current coverage, explain cash value and death benefit concepts, and handle the e-app submission. This role emphasizes ongoing training, CRM use, and independence as a 1099 contractor.

Qualifications

• Active life insurance license in resident state.
• Ability to explain cash value, riders and permanent coverage clearly.
• Familiar with quoting tools and CRM software.
• Able to manage weeks-long underwriting timelines.
• Reliable home office setup and connectivity.

Responsibilities

• Contact clients who asked about permanent coverage and set up remote meetings.
• Review client coverage, savings goals and family situation before presenting options.
• Explain whole life and IUL options from multiple carriers and cash value/death benefit interactions.
• Complete applications in the carrier's e-app platform with clients.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue and update the client.
• Keep current on carrier products through ongoing training.

Skills

Client communication

Sales ability

Prospecting

Remote work discipline

Education

Active life insurance license

Tools

CRM software

e-app platform

Carrier quoting tools

Job description

The Wood Agency Life is seeking licensed insurance professionals to serve Lewistown, Montana and nationwide clients remotely. You will meet clients online, manage your own schedule, and guide them through permanent coverage options.

You will review current coverage, explain cash value and death benefit concepts, and handle the e-app submission. This role emphasizes ongoing training, CRM use, and independence as a 1099 contractor.