Remote Whole Life & IUL Specialist

The Wood Agency Life; Montpelier (VT); Remote; USD 50,000 - 120,000; Full time

Job summary

Wood Agency Life in Montpelier, Vermont is hiring licensed life insurance professionals to sell permanent coverage (whole life and IUL) through a remote, nationwide client network. This role emphasizes permanent coverage conversations rather than term-only sales.

As an independent contractor (1099), you manage the client journey from initial contact through underwriting and policy issuance, using CRM and carrier quoting tools. Earnings are commission-based and tied to your production.

Qualifications

• Active life license in resident state required.
• Able to explain cash value, riders and permanent coverage clearly to someone without an insurance background.
• Comfortable using carrier quoting tools and CRM software daily.
• Consistent follow-up with clients across weeks-long underwriting timelines.
• Reliable computer, phone and internet for remote client work.

Responsibilities

• Contact clients who've asked about permanent coverage or retirement-linked life insurance and set up a remote meeting.
• Review the client's current coverage, savings goals and family situation before presenting anything.
• Walk through whole life and IUL options from several carriers and explain how cash value and death benefit work together.
• Complete the application with the client inside the carrier's e-app platform.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue, updating the client as it moves.
• Keep current on carrier products through the agency's ongoing training.

Skills

Active life license

Explain cash value & riders

CRM tools & quoting

Client follow-up

Remote work setup

Tools

CRM software

Carrier quoting tools

Job description

Wood Agency Life in Montpelier, Vermont is hiring licensed life insurance professionals to sell permanent coverage (whole life and IUL) through a remote, nationwide client network. This role emphasizes permanent coverage conversations rather than term-only sales.

As an independent contractor (1099), you manage the client journey from initial contact through underwriting and policy issuance, using CRM and carrier quoting tools. Earnings are commission-based and tied to your production.