Remote Whole Life & IUL Specialist (1099)

The Wood Agency Life; Manitowoc (WI); Remote; USD 40,000 - 90,000; Full time

Benefits offered by this job

Access to multiple carriers

CRM and e-app access

Ongoing product training

Job summary

The Wood Agency Life is seeking remote life insurance specialists to work with families in Manitowoc, Wisconsin, focusing on permanent coverage conversations and retirement-linked plans. You will meet clients remotely, review current coverage, and present whole life and IUL options across multiple carriers.

As an independent contractor (1099), you’ll manage the end-to-end process from initial outreach to underwriting, with ongoing training and CRM/e-app support.

Qualifications

• Active life insurance license required in your resident state.
• Able to explain cash value, riders and permanent coverage clearly to someone without an insurance background.
• Comfortable using carrier quoting tools and CRM software daily.
• Consistent follow-up with clients across weeks-long underwriting timelines.
• Reliable computer, phone and internet for remote client work.

Responsibilities

• Contact clients who’ve asked about permanent coverage or retirement-linked life insurance and set up a remote meeting.
• Review the client’s current coverage, savings goals and family situation before presenting anything.
• Walk through whole life and IUL options from several carriers and explain how cash value and death benefit work together.
• Complete the application with the client inside the carrier’s e-app platform.
• Log client interactions and case status in the CRM.
• Stay with the case through underwriting to issue, updating the client as it moves.
• Keep current on carrier products through the agency’s ongoing training.

Skills

Life insurance knowledge

Follow-up with clients

Remote client work

Explain cash value & permanent cover

Education

Active life insurance license in resident state

Tools

CRM software

Carrier quoting tools

Job description

The Wood Agency Life is seeking remote life insurance specialists to work with families in Manitowoc, Wisconsin, focusing on permanent coverage conversations and retirement-linked plans. You will meet clients remotely, review current coverage, and present whole life and IUL options across multiple carriers.

As an independent contractor (1099), you’ll manage the end-to-end process from initial outreach to underwriting, with ongoing training and CRM/e-app support.