Remote Underwriting Analyst — Credit & Cash Flow Specialist

World Business Lenders, LLC; United States; Remote; USD 70,000 - 110,000; Full time

Benefits offered by this job

Remote work

Paid time off

Job summary

World Business Lenders has a fully remote workforce and operates with 9:00am–6:00pm ET hours, Monday through Friday. The underwriting role requires strong spoken and written English and prioritizes accurate credit analysis, detailed financial review, and adherence to internal guidelines.

You will structure and assess complex credit applications and prepare formal underwriting materials. The position emphasizes independent work, attention to detail, and the ability to manage risk while supporting

Qualifications

• Bachelor’s degree or equivalent experience demonstrating relevant proficiency.
• At least 2 years of experience in underwriting, credit analysis, lending, or banking.
• Experience with financial analysis or structured credit work is a big plus.
• Intermediate MS Excel proficiency.

Responsibilities

• Get credit analysis ready to help support well-informed credit recommendations.
• Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
• Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
• Create financial models that help analyze both individual loan performance and overall portfolio health.
• Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
• Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.

Skills

Analytical mindset

Attention to detail

Stress tolerance

Independent work

Education

Bachelor’s degree or equivalent

Tools

MS Excel

Job description

World Business Lenders has a fully remote workforce and operates with 9:00am–6:00pm ET hours, Monday through Friday. The underwriting role requires strong spoken and written English and prioritizes accurate credit analysis, detailed financial review, and adherence to internal guidelines.

You will structure and assess complex credit applications and prepare formal underwriting materials. The position emphasizes independent work, attention to detail, and the ability to manage risk while supporting