Remote Underwriter - Commercial & Personal Lines

Midwest Family Mutual Ins. Co.; Des Moines (IA); Remote; USD 70,000 - 100,000; Full time

Job summary

Midwest Family Mutual Insurance Company, a leading property & casualty insurer, has maintained a fully work-from-home environment since 2006 and seeks a Commercial and Personal Lines Underwriter to join our growing team.

The role will evaluate and underwrite submissions, assess risk, and collaborate with independent agents to price coverage options while helping shape underwriting strategies and training initiatives across the organization.

Qualifications

• Minimum of 3 years of experience in property and casualty insurance.
• Strong understanding of both personal and commercial lines of insurance is preferred.
• Proficient knowledge of coverage forms and endorsements with ability to interpret and apply them.
• Demonstrated organizational and analytical skills with attention to detail.
• Must have high-speed internet and a dedicated home office space.
• Excellent written and verbal communication skills.
• Self-motivated and capable of working independently with good time-management.
• Proficient with various technologies and systems; strong keyboarding skills.
• Effective team player and able to collaborate across departments.
• Commitment to regular attendance and adherence to internal controls.
• Willingness to perform additional duties as assigned by management.

Responsibilities

• Evaluate and underwrite commercial and personal lines for new and renewal business.
• Assess risk characteristics to determine pricing and coverage options.
• Cultivate and maintain relationships with independent agents.
• Negotiate terms with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to underwriting strategy and development of AI-driven tools.
• Participate in training, mentoring, or knowledge-sharing initiatives.

Skills

Property & casualty insurance

Underwriting

Written & verbal communication

Time management

Attention to detail

Independent work

Microsoft Office Suite

Education

Bachelor's degree in Business/Insurance or related field

CPCU

AU

ARM

Tools

Microsoft Office Suite

Job description

Midwest Family Mutual Insurance Company, a leading property & casualty insurer, has maintained a fully work-from-home environment since 2006 and seeks a Commercial and Personal Lines Underwriter to join our growing team.

The role will evaluate and underwrite submissions, assess risk, and collaborate with independent agents to price coverage options while helping shape underwriting strategies and training initiatives across the organization.