Property & Casualty Underwriter

Midwest Family Mutual Ins. Co.; Des Moines (IA); À distance; USD 70 000 - 100 000; Plein temps

Résumé du poste

Midwest Family Mutual Insurance Company, a leading property & casualty insurer, has maintained a fully work-from-home environment since 2006 and seeks a Commercial and Personal Lines Underwriter to join our growing team.

The role will evaluate and underwrite submissions, assess risk, and collaborate with independent agents to price coverage options while helping shape underwriting strategies and training initiatives across the organization.

Qualifications

• Minimum of 3 years of experience in property and casualty insurance.
• Strong understanding of both personal and commercial lines of insurance is preferred.
• Proficient knowledge of coverage forms and endorsements with ability to interpret and apply them.
• Demonstrated organizational and analytical skills with attention to detail.
• Must have high-speed internet and a dedicated home office space.
• Excellent written and verbal communication skills.
• Self-motivated and capable of working independently with good time-management.
• Proficient with various technologies and systems; strong keyboarding skills.
• Effective team player and able to collaborate across departments.
• Commitment to regular attendance and adherence to internal controls.
• Willingness to perform additional duties as assigned by management.

Responsabilités

• Evaluate and underwrite commercial and personal lines for new and renewal business.
• Assess risk characteristics to determine pricing and coverage options.
• Cultivate and maintain relationships with independent agents.
• Negotiate terms with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to underwriting strategy and development of AI-driven tools.
• Participate in training, mentoring, or knowledge-sharing initiatives.

Connaissances

Property & casualty insurance

Underwriting

Written & verbal communication

Time management

Attention to detail

Independent work

Microsoft Office Suite

Formation

Bachelor's degree in Business/Insurance or related field

CPCU

AU

ARM

Outils

Microsoft Office Suite

Description du poste

Midwest Family Mutual Insurance Company is an \"A-\" (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking a Commercial and Personal Lines Underwriter to join our growing team.

Key Responsibilities

• Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.


• Assess risk characteristics and exposure to determine pricing and coverage options.


• Cultivate and maintain strong relationships with independent agents.


• Negotiate terms and conditions with producers to write profitable business.


• Maintain compliance with underwriting policies, standards, and regulatory requirements.


• Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.


• Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.

Compensation & Benefits

• Competitive salary, internet reimbursement, and an excellent benefits package including Medical, Dental, Vision, Health Savings, and Flexible Spending accounts.


• Short-Term and Long-Term Disability, and Life Insurance.


• Robust retirement plans, including a 401(k)/Roth 401(k) with company match and a Defined Benefit Pension Plan.

Requirements

• Minimum of 3 years of experience in property and casualty insurance is required.


• Strong understanding of both personal and commercial lines of insurance is preferred.


• Proficient knowledge of coverage forms and endorsements, with the ability to interpret and apply them effectively.


• Demonstrated organizational and analytical skills, with a keen attention to detail.


• Must have high-speed cable/DSL internet and a dedicated home office space.


• Excellent written and verbal communication skills.


• Self-motivated and capable of working independently with strong time-management abilities.


• Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.


• Effective team player, able to collaborate across departments and roles.


• Commitment to regular and reliable attendance.


• Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.


• Willingness to perform additional duties as assigned by management.

Education

• Bachelor's degree in Business, Insurance, or a related field preferred.


• Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.