Remote Entry-Level Commercial & Personal Lines Underwriter

Midwest Family Group; Urbandale (IA); Remote; USD 45,000 - 65,000; Full time

Benefits offered by this job

Internet reimbursement

Medical insurance

Dental insurance

Vision insurance

HSA/FSAs

401(k) / Roth 401(k)

Job summary

Midwest Family Mutual Insurance Company in Urbandale, IA, seeks an entry-level Commercial and Personal Lines Underwriter to join our growing team. We have maintained a fully work-from-home environment since 2006.

You will evaluate and underwrite submissions, assess risk, and maintain strong relationships with independent agents while learning underwriting guidelines and AI-driven tooling to improve accuracy and efficiency.

Qualifications

• 0–3 years of experience in property and casualty insurance.
• Bachelor’s degree in Business, Insurance, or related field preferred.
• Eagerness to learn underwriting principles, coverage forms, and endorsements.
• Strong analytical skills, with a keen attention to detail.
• Excellent written and verbal communication skills.
• Must have high-speed internet and a dedicated home office space.
• Self-motivated and capable of working independently with strong time-management abilities.
• Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
• Effective team player, able to collaborate across departments and roles.
• Commitment to regular and reliable attendance.
• Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
• Willingness to perform additional duties as assigned by management.

Responsibilities

• Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
• Assess risk characteristics and exposure to determine pricing and coverage options.
• Cultivate and maintain strong relationships with independent agents.
• Negotiate terms and conditions with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.
• Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.

Skills

Underwriting principles

Analytical skills

Communication

Time management

Microsoft Office

Independent work

Team player

Education

Bachelor’s degree in Business, Insurance, or related field

Tools

Microsoft Office

Job description

Midwest Family Mutual Insurance Company in Urbandale, IA, seeks an entry-level Commercial and Personal Lines Underwriter to join our growing team. We have maintained a fully work-from-home environment since 2006.

You will evaluate and underwrite submissions, assess risk, and maintain strong relationships with independent agents while learning underwriting guidelines and AI-driven tooling to improve accuracy and efficiency.