Remote Structured Finance Account Executive II (SBA)

Pathward, N.A.; Sioux Falls (SD); Hybrid; USD 72,000 - 120,000; Full time

Job summary

Pathward, N.A. is seeking an Account Executive II in Structured Finance (SBA).

This hybrid remote role focuses on managing a Structured Finance portfolio, ensuring compliance with SBA/USDA standards, and strengthening client partnerships through proactive oversight and credit analysis. You will review loan advances, monitor performance, and coordinate with internal and external stakeholders to optimize deal flow and portfolio results.

Qualifications

• Bachelor's degree or equivalent education and work experience.
• 3+ years relevant experience.
• Familiarity with Government Guaranteed Lending Programs, including SBA (7a), USDA B&I, REAP and BIA.

Responsibilities

• Manage all aspects of an assigned Structured Finance portfolio, ensuring each relationship meets corporate, SBA, and USDA standards for risk, profitability, and regulatory compliance.
• Strengthen client and stakeholder partnerships through proactive portfolio oversight, credit analysis, and solution-oriented support across complex financing structures.
• Review and process loan advances for pre-development, development, construction, and revolving credit facilities; coordinate with third-party vendors, clients, and internal teams.
• Conduct ongoing credit assessments, monitor account performance, and identify emerging risks or opportunities by reviewing financial statements and covenant compliance.
• Build and maintain strong relationships with clients, vendors, manufacturers, and internal partners to support deal flow and enhance customer experience.
• Oversee problem loans and workout credits by developing action plans and guiding clients toward resolution strategies.
• Coordinate with auditors and regulatory representatives by providing required documentation and supporting audit processes.
• Prepare portfolio reviews and present findings, trends, and risk assessments to leadership.
• Structure and underwrite changes to existing deals for management.
• Other duties as assigned.

Education

Bachelor's degree or equivalent

Job description

Pathward, N.A. is seeking an Account Executive II in Structured Finance (SBA).

This hybrid remote role focuses on managing a Structured Finance portfolio, ensuring compliance with SBA/USDA standards, and strengthening client partnerships through proactive oversight and credit analysis. You will review loan advances, monitor performance, and coordinate with internal and external stakeholders to optimize deal flow and portfolio results.