Remote Sr, Loan Processor, Wholesale,

Lensa; Plano (TX); Remote; USD 60,000 - 80,000; Full time

Job description

Lensa is the leading career site for job seekers at every stage of their career. Our client, Carrington, is seeking professionals. Apply via Lensa today!

Come join our amazing team and work remotely!

Responsibilities

1. Provide quality loan processing by reviewing files for adherence to underwriting standards and ensuring submission completeness.
2. Obtain necessary information (loan applications, credit documents, appraisals, etc.) to process mortgage loan files.
3. Perform duties in accordance with company policies, procedures, and applicable laws and regulations.
4. Monitor and review loan submissions, verify data, and organize information into the Loan Origination System (LOS).
5. Maintain open files, order appraisals, send verifications, and acquire documentation related to borrowers and properties.
6. Ensure work complies with company policies, investor guidelines, and legal requirements.
7. Communicate with external parties such as escrow officers, title agents, realtors, and appraisal management companies to resolve issues.
8. Coordinate with internal departments including sales, underwriting, and funding to facilitate loan processing.
9. Review credit information, verify reports, and evaluate loan acceptability.
10. Submit files for underwriting approval and obtain necessary stipulations.
11. Ensure all deadlines for disclosures, approval letters, and notices are met.
12. Process 4506T, lock confirmations, and change of circumstance requests.
13. Monitor pipeline to ensure timely funding and assist post-closing processes as needed.

Requirements

1. Maintain confidentiality of borrower information.
2. Thorough knowledge of mortgage loan processing and underwriting guidelines.
3. Proficiency with Microsoft Office and office equipment.
4. Strong customer service and organizational skills.
5. Excellent verbal and written communication skills.
6. Ability to handle detailed tasks, prioritize workload, and meet deadlines.
7. High school diploma or equivalent; 3+ years of loan processing experience.
8. Experience with Encompass/Empower, DU, LP, or other AUS preferred.

About Carrington

Part of The Carrington Companies, Carrington Mortgage Services offers access to various loan programs and low down payment options, aiming to transform residential real estate. For more, visit: www.carringtonwholesale.com.

Benefits

• Comprehensive healthcare plans and a 50% match on the first 4% of 401(k) contributions.
• Discounts through our employee portal.
• Career development and training programs.
• Referral bonuses and educational reimbursement.
• Community involvement through the Carrington Charitable Foundation.

We are an equal opportunity employer and provide reasonable accommodations for applicants with disabilities.