Remote Sr, Loan Processor, Wholesale,

Lensa; Texas; Remote; USD 58,000 - 70,000; Full time

Job summary

An established industry player is seeking a skilled loan processor to join their remote team. This role involves ensuring quality loan processing, reviewing submissions, and maintaining compliance with underwriting standards. You will gather essential information and coordinate with various parties to resolve issues, all while providing exceptional customer service. If you have a solid background in mortgage loan processing and are looking for a rewarding opportunity to make a difference, this position is perfect for you. Join a dynamic team and contribute to transforming residential real estate with innovative solutions.

Benefits

Healthcare Plans

401(k) Match

Referral Bonuses

Educational Reimbursement

Qualifications

• 3+ years of loan processing experience required.
• Thorough knowledge of mortgage loan processing and underwriting guidelines.

Responsibilities

• Review loan submissions and verify documents.
• Gather necessary information to complete mortgage files.
• Ensure compliance with company policies and investor guidelines.

Skills

Mortgage Loan Processing

Underwriting Guidelines

Customer Service

Microsoft Office

Organizational Skills

Effective Communication

Education

High School Diploma or Equivalent

Tools

Encompass/Empower

AUS Tools (DU or LP)

Job description

1 day ago Be among the first 25 applicants

Lensa is the leading career site for job seekers at every stage of their career. Our client, Carrington, is seeking professionals. Apply via Lensa today!

Come join our amazing team and work Remote!

Responsible for providing quality loan processing, reviewing files for adherence to underwriting standards, and ensuring completeness of submission. Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Performs all duties in accordance with the company’s policies and procedures, and all applicable US state and federal laws and regulations. The target pay range for this position is $58,000 to $70,000.

What You’ll Do

• Review loan submissions, verify documents, and monitor incoming data from Brokers.
• Gather necessary information such as loan applications, credit documents, and appraisals to complete mortgage files.
• Input loan information into the company’s Loan Origination System (LOS).
• Maintain open files, order appraisals, send verifications, and acquire documentation related to Borrower and property.
• Ensure work quality and compliance with company policies, procedures, and investor guidelines.
• Coordinate with external parties like Escrow Officers, Title Officers, Realtors, and Appraisal Management Companies to resolve issues.
• Communicate with internal departments to resolve loan-related issues and inform borrowers of discrepancies.
• Evaluate credit information to determine loan acceptability and submit files for underwriting approval.
• Obtain stipulations to clear prior to docs and funding, ensuring deadlines are met.
• Process 4506T, lock confirmations, and Change of Circumstance requests as needed.
• Monitor pipeline to ensure timely loan funding and assist with post-closing activities.

What You'll Need

• Maintain confidentiality of borrower information according to company policy.
• Thorough knowledge of mortgage loan processing and underwriting guidelines.
• Proficient in Microsoft Office and office equipment.
• Strong customer service and organizational skills with the ability to handle multiple tasks.
• Effective communication skills, both verbal and written.
• High school diploma or equivalent; 3+ years of loan processing experience required.
• Experience with Encompass/Empower and AUS tools like DU or LP preferred.

Our Company

Part of The Carrington Companies, Carrington Mortgage Services-Wholesale Lending provides access to various loan programs and low down payment options. Join our talented team as we transform residential real estate. More info at: www.carringtonwholesale.com

What We Offer

• Healthcare plans, a 401(k) match, discounts, training, referral bonuses, and educational reimbursement.
• Community involvement through Carrington Charitable Foundation.

Carrington is an equal opportunity employer and provides accommodations for applicants with disabilities.

Additional Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance and Sales
• Industries: IT Services and IT Consulting

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