Remote Sr, Loan Processor, Wholesale,

Lensa; Charleston (WV); Remote; USD 58,000 - 70,000; Full time

Job summary

Join a dynamic team at an innovative firm where you can thrive in a remote work environment. As a loan processor, you will play a crucial role in ensuring the quality and compliance of mortgage loan files. Your expertise in mortgage processing and underwriting guidelines will be essential as you gather documentation, verify data, and coordinate with various stakeholders. Enjoy a supportive workplace that values your contributions with comprehensive healthcare, 401(k) matching, and numerous employee discounts. This is a fantastic opportunity to advance your career while making a meaningful impact in the real estate industry.

Benefits

Comprehensive healthcare

401(k) match

Employee discounts

Training programs

Referral bonuses

Educational reimbursement

Community involvement

Qualifications

• 3+ years of loan processing experience required.
• Thorough knowledge of mortgage processing and underwriting guidelines.

Responsibilities

• Review loan submissions and verify data collected by Brokers.
• Gather necessary documentation to process mortgage loan files.
• Input loan information into the Loan Origination System.

Skills

Mortgage processing knowledge

Underwriting guidelines

Customer service skills

Organizational skills

Effective communication

Education

High School diploma or equivalent

Tools

Microsoft Office

Encompass/Empower

DU

LP

Job description

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Lensa is the leading career site for job seekers at every stage of their career. Our client, Carrington, is seeking professionals. Apply via Lensa today!

Come join our amazing team and work remotely!

Responsible for providing quality loan processing, reviewing files for adherence to underwriting standards, and ensuring completeness of submission. Obtain necessary information (loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Perform all duties in accordance with company policies, procedures, and applicable US laws and regulations. The target pay range is $58,000 to $70,000 annually.

What You’ll Do

• Review loan submissions, monitor incoming documents, and verify data collected by Brokers.
• Gather necessary documentation to process mortgage loan files.
• Input loan information into the company’s Loan Origination System (LOS).
• Maintain files, order appraisals, send verifications, and acquire documentation related to Borrowers and properties.
• Ensure work complies with company policies, procedures, and investor guidelines.
• Coordinate with external parties like Escrow Officers, Title Officers, Realtors, and Appraisal Management Companies to resolve issues.
• Communicate with internal teams to resolve loan issues and inform borrowers of file statuses.
• Evaluate credit information for loan acceptability and verify credit reports and flood certificates.
• Submit files for underwriting approval and obtain necessary stipulations.
• Meet deadlines for disclosures, approval letters, and denials.
• Process 4506T, lock confirmations, and Change of Circumstance requests.
• Monitor pipeline to ensure timely funding of loans.
• Assist with post-closing activities as needed.

What You'll Need

• Maintain confidentiality of borrower information.
• Thorough knowledge of mortgage processing and underwriting guidelines.
• Proficiency in Microsoft Office and office equipment.
• Strong customer service and organizational skills.
• Effective communication skills, both verbal and written.
• Ability to handle detailed tasks and prioritize workload to meet deadlines.
• High School diploma or equivalent; 3+ years of loan processing experience.
• Experience with Encompass/Empower, DU, LP, or other AUS is preferred.

About Carrington

Part of The Carrington Companies, providing access to various loan programs and low down payment options. Join our talented team and help transform residential real estate. Visit www.carringtonwholesale.com for more information.

What We Offer

• Comprehensive healthcare and a 50% match on the first 4% of your 401(k).
• Employee discounts on fitness, dining, retail, and more.
• Training programs for career advancement.
• Referral bonuses and educational reimbursement.
• Community involvement through Carrington Charitable Foundation.

We are an equal opportunity employer and provide reasonable accommodations for applicants with disabilities.

Additional Details

• Seniority level: Mid-Senior level
• Employment type: Full-time
• Job function: Finance and Sales
• Industries: IT Services and IT Consulting