Remote Senior Underwriting Consultant, Financial Protection

UnitedHealthcare; Clay Arsenal (CT); Remote; USD 92,000 - 164,000; Full time

Job summary

UnitedHealth Group is seeking a Senior Underwriting Consultant for Financial Protection to analyze group Life, Disability and Supplemental Health products and assess risk. You will develop pricing options, balance profitability with growth, and mentor junior underwriters while collaborating with leadership.

The role supports remote work from anywhere in the U.S., with in-office requirements for Minneapolis or Washington, D.C.

Qualifications

• 7+ years of experience in group insurance underwriting.
• Pricing and rating methodologies experience.
• Mentoring and training other underwriters.

Responsibilities

• Prepare financial modeling for reserve calculation and budgeting aligned with client strategies.
• Evaluate risk for Life, LTD, STD and supplemental health products on various bases.
• Validate renewals and proposals for accuracy across group sizes.
• Deliver competitive proposals and renewal analyses to grow in-force blocks.
• Conduct competitive analyses of coverage lines and present findings.
• Serve as a SME and mentor senior/junior team members.

Skills

Group insurance underwriting

Risk evaluation

Communication with leadership

MS Office Suite

Tools

MS Office Suite

Job description

UnitedHealth Group is seeking a Senior Underwriting Consultant for Financial Protection to analyze group Life, Disability and Supplemental Health products and assess risk. You will develop pricing options, balance profitability with growth, and mentor junior underwriters while collaborating with leadership.

The role supports remote work from anywhere in the U.S., with in-office requirements for Minneapolis or Washington, D.C.