Remote Property Claims Specialist

Tokio Marine HCC; Oklahoma; Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

401(k) with company match

Paid time off

Parental leave

Medical, vision, dental

Wellness program

Employee discount

Job summary

Tokio Marine HCC seeks a Property Claims Adjuster to handle low-to mid-level commercial first‑party property claims from assignment through resolution. Under supervision of the Claims Manager, you will investigate claims, assess coverage and damages, establish reserves, and negotiate settlements within authority.

You will also support subrogation for eligible claims. The ideal candidate holds a Bachelor's degree, 3–5 years of claims experience, a current state adjuster’s license, and strong

Qualifications

• Bachelor's degree required.
• 3–5 years of relevant claims experience preferred.
• Current state adjuster’s license required.
• Experience handling commercial property or first‑party claims preferred.
• Experience interpreting commercial package policies preferred.
• Excellent written and verbal communication skills required.

Responsibilities

• Adjust assigned claims to completion within approved authority.
• Review and interpret commercial package policies for coverage.
• Investigate and evaluate claims with evidence to determine coverage and damages.
• Coordinate with independent adjusters, appraisers, vendors, and experts for on-site work when needed.
• Obtain and evaluate repair estimates and related documentation.
• Maintain loss reserves based on probable financial impact.
• Support subrogation process for claims with subrogation potential.
• Maintain accurate claim files and prepare clear correspondence.

Skills

Communication skills

Analytical skills

Organizational skills

Negotiation

Investigative abilities

Independent work

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Tokio Marine HCC seeks a Property Claims Adjuster to handle low-to mid-level commercial first‑party property claims from assignment through resolution. Under supervision of the Claims Manager, you will investigate claims, assess coverage and damages, establish reserves, and negotiate settlements within authority.

You will also support subrogation for eligible claims. The ideal candidate holds a Bachelor's degree, 3–5 years of claims experience, a current state adjuster’s license, and strong