Remote Property Claims Specialist

Tokio Marine HCC; Indiana (PA); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Salary & benefits

Growth opportunities

Medical coverage

401(k) match

PTO & holidays

Parental leave

Wellness program

Student loan matching

Employee discounts

Meaningful work

Job summary

Tokio Marine HCC is seeking a Property Claims Adjuster to handle low-to mid-level commercial first-party property claims from assignment through resolution. You will investigate coverage and damages, establish reserves, and negotiate settlements within authority, while supporting subrogation when identified.

Reporting to the Claims Manager, the role requires a bachelor’s degree, 3–5 years of claims experience, a state license, and strong communication and analytical skills in a fast-paced

Qualifications

• Bachelor’s degree from an accredited four-year college or university.
• 3–5 years of relevant claims experience.
• Current state adjuster’s license.
• Experience in handling commercial property or first-party claims preferred.
• Experience interpreting commercial package policies preferred.
• Excellent written and verbal communication skills.
• Strong analytical, organizational, and investigative abilities.

Responsibilities

• Adjust assigned claims to completion within approved authority.
• Review and interpret policies to determine coverage.
• Investigate claims using available evidence and determine subrogation potential.
• Manage independent adjusters, appraisers, and vendors for on-site investigations.
• Obtain and evaluate repair estimates and other documentation.
• Maintain loss reserves based on probable financial impact.
• Prepare clear correspondence for insureds and claimants.
• Maintain diligent claim files per policies.
• Attend mediations as needed.
• Support subrogation processes when applicable.

Skills

Communication skills

Analytical abilities

Organizational skills

Investigative abilities

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Tokio Marine HCC is seeking a Property Claims Adjuster to handle low-to mid-level commercial first-party property claims from assignment through resolution. You will investigate coverage and damages, establish reserves, and negotiate settlements within authority, while supporting subrogation when identified.

Reporting to the Claims Manager, the role requires a bachelor’s degree, 3–5 years of claims experience, a state license, and strong communication and analytical skills in a fast-paced