Remote Property Claims Specialist

Tokio Marine HCC; North Carolina; Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Comprehensive benefits package

401(k) with company match

Paid time off

Wellness program

Job summary

Tokio Marine HCC - Public Risk Group is seeking a Property Claims Adjuster to handle low-to mid-level commercial first-party property claims from assignment through resolution. You will investigate coverage, damages, and reserves while negotiating settlements within approved authority and supporting subrogation efforts.

The role requires a Bachelor’s degree, 3–5 years of claims experience, and a current state license.

Qualifications

• Bachelor’s degree from an accredited four-year college or university.
• 3–5 years of relevant insurance claims experience.
• Current state adjuster’s license.
• Experience handling commercial property or first-party claims preferred.
• Experience interpreting commercial package policies preferred.
• Excellent written and verbal communication skills.
• Strong analytical, organizational, and investigative abilities.
• Proficient with Microsoft Office (Outlook, Word, Excel, PowerPoint).

Responsibilities

• Adjust assigned claims to completion within approved authority.
• Review and interpret commercial package policies to determine coverage.
• Investigate and evaluate claims using evidence to determine coverage, damages and subrogation potential.
• Oversee independent adjusters, appraisers, vendors, and experts for on-site investigations.
• Obtain and review repair estimates and related documentation.
• Maintain loss reserves based on probable financial impact.
• Identify subrogation potential and support related processes.
• Attend mediations for appropriate claim files.

Skills

Communication

Analytical skills

Organization

Negotiation

Education

Bachelor’s degree

Tools

Microsoft Office

Job description

Tokio Marine HCC - Public Risk Group is seeking a Property Claims Adjuster to handle low-to mid-level commercial first-party property claims from assignment through resolution. You will investigate coverage, damages, and reserves while negotiating settlements within approved authority and supporting subrogation efforts.

The role requires a Bachelor’s degree, 3–5 years of claims experience, and a current state license.