Remote Mortgage Underwriter – Credit & Compliance Specialist(TX)

Randolph-Brooks Federal Credit Union; San Antonio (TX); Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Comprehensive benefits

Job summary

Randolph-Brooks Federal Credit Union is seeking a Mortgage Underwriter for a remote Texas-based role. You will underwrite mortgage and home equity loans, review documents for accuracy, and render unbiased lending decisions. Cross-sell recommendations and adherence to timelines are expected.

The role requires knowledge of TILA/RESPA, HMDA, ECOA and other regulations, with experience in Encompass LOS and DU underwriting. RBFCU offers competitive pay and comprehensive benefits.

Qualifications

• Eligibility to work Texas-based remote; knowledge of mortgage lending regulations.
• Ability to analyze credit, income, tax returns and other factors.
• Proficient in loan documentation review and underwriting guidelines.
• Familiarity with Encompass LOS and MS Office applications.
• Experience with Fair Lending regulatory policies and appraisal review.

Responsibilities

• Review loan applications for accuracy and completeness; provide feedback to loan officers.
• Review title commitments and vesting to match the loan.
• Analyze borrower credit, income, tax returns and other factors for creditworthiness.
• Evaluate appraisals to determine collateral suitability and resolve issues.
• Ensure compliance with fair lending and mortgage regulations.
• Perform other duties as assigned.

Skills

Analytical skills

Mortgage lending regulations knowledge

Verbal communication

Written communication

Organizational skills

Production/quality standards

Education

Some College/Associate's Degree

High School Diploma/GED

Tools

Encompass LOS

Microsoft Office

Job description

Randolph-Brooks Federal Credit Union is seeking a Mortgage Underwriter for a remote Texas-based role. You will underwrite mortgage and home equity loans, review documents for accuracy, and render unbiased lending decisions. Cross-sell recommendations and adherence to timelines are expected.

The role requires knowledge of TILA/RESPA, HMDA, ECOA and other regulations, with experience in Encompass LOS and DU underwriting. RBFCU offers competitive pay and comprehensive benefits.