Remote Mortgage Underwriter

SolomonEdwards; United States; Remote; USD 69,992 - 80,490; Full time

Benefits offered by this job

Health insurance

401(K) with company match

Holiday and sick days

Opportunity for quarterly bonuses

Job summary

A leading consulting firm is seeking a remote Mortgage Underwriter. This role requires 3+ years of experience in mortgage underwriting and includes responsibilities such as reviewing applications and ensuring compliance with regulations. The position offers competitive pay at $33.65/hour and additional benefits including health insurance and a 401(k) plan. Join a company committed to inclusion and career growth.

Qualifications

• 3+ years of mortgage underwriting experience.
• Solid knowledge of mortgage underwriting and basic automated underwriting systems.
• Knowledge of state and federal agency mortgage loan guidelines and regulations.

Responsibilities

• Make decisions on the full range of mortgage loans.
• Review all mortgage applications and documentation for accuracy and completeness.
• Work with compliance officers to ensure Federal, State, and local compliance.

Skills

Mortgage underwriting experience

Knowledge of mortgage laws and regulations

Proficiency with automated underwriting systems

Experience with Encompass

Job description

SolomonEdwards is looking for a remote, work from home, Mortgage Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for quality and accuracy of decisions. This is a contract-to-hire position.

Responsibilities

• Make decisions on the full range of mortgage loans (requires conventional, FHA, and/or VA experience)
• Review all mortgage applications and documentation for accuracy and completeness
• Work with clients to prepare mortgage applications and related documentation as needed, helping resolve any outstanding issues
• Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
• Approve or deny mortgages on a timely basis
• Demonstrate behaviors which are aligned with the organization’s desired culture and values

Qualifications

• 3+ years of mortgage underwriting experience
• Solid knowledge of mortgage underwriting and basic automated underwriting systems
• Proficiency with automated underwriting systems
• Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act
• Knowledge of state and federal agency mortgage loan guidelines and regulations
• Experience with Encompass preferred

Benefits Offered

• Pay rate of $33.65/hr + 1.5x pay over 40 hours
• 2‑4 hours of overtime per week are typical post‑training
• $69,992 – 80,490.80+ annually
• Opportunity to convert at 800 worked hours (~5.5 months), then eligible for quarterly bonus program up to $4,100
• Full medical, dental, and vision plans; short‑ and long‑term disability, life & accidental insurance; FSA; accident, hospital, and critical illness plans
• 401(K) with company match
• Holiday and sick days
• Additional service bonus
• Referral bonus
• Opportunity to work for an established nationwide industry leader and dedicated mortgage lender that is publicly traded with a track record of performance
• Career growth within the company with learning development and structured upward mobility paths
• Business Resource Groups to support career growth and networking for affinities including weEMRG (Women), HOLA (Hispanic), SERVE (Military), PRIDE (LGBTQ+), BOLD (Black/African American), Asian American & Pacific Islander

Mission and Vision

We are a superior consulting firm focused on helping clients achieve their dreams and address complex situations with inspired people, deep expertise, and innovative technologies. We are a perpetual career and opportunity enterprise, focused on building long‑term benefits for our people and communities. We create collaborative and supportive relationships with our people, clients and communities. Our success enables us to invest time and resources to better those communities and help them thrive.

Inclusion and Diversity Statement

We value the contribution and wisdom of the team. At SolomonEdwardsGroup, we’ve built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners and our extended stakeholder family are empowered to share their experiences, ideas, perspectives; to be their whole selves.

SolomonEdwardsGroup, LLC is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, or protected veteran status.

SolomonEdwardsGroup, LLC adheres to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. For more information on your rights, click here: https://solomonedwards.com/privacy-policy/#ccpa

Salary range $33.65/hr W2. The specific compensation for this role will be determined based on the education, experience, location and skill set of the individual selected for this position.

Benefits offered - Health insurance, sick leave, 401(k)

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