Remote Mortgage Loan Officer - Flexible, High-Earning

West Capital Lending, Inc.; Franklin (TN); Remote; USD 60,000 - 95,000; Full time

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgages in a remote environment.

The role requires handling the process from application to closing while maintaining excellent client communications and professional relationships with agents and referral partners. The ideal candidate will have an active NMLS license, 1+ year of experience, and strong knowledge of mortgage products and underwriting guidelines.

Qualifications

• Active Loan Originator license (NMLS) required.
• 1+ year of experience as a Loan Officer or Mortgage LLO preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Loan Origination License

Mortgage Knowledge

Remote Work

Communication Skills

Relationship Building

Digital Documentation

Job description

West Capital Lending, Inc. is seeking a motivated Loan Officer to originate residential mortgages in a remote environment.

The role requires handling the process from application to closing while maintaining excellent client communications and professional relationships with agents and referral partners. The ideal candidate will have an active NMLS license, 1+ year of experience, and strong knowledge of mortgage products and underwriting guidelines.