Remote Mortgage Loan Officer (CA) | Flexible Schedule

West Capital Lending

Newport Beach (CA)

On-site

USD 70,000 - 110,000

Full time

14 days+

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Benefits offered by this job

Competitive commission structure

Wide loan product access

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to originate residential mortgage loans remotely, focusing on California clients. You will manage the loan process from application through closing in a virtual environment.

The ideal candidate has a valid Active Loan Originator license, 1+ year of experience, strong knowledge of mortgage products and guidelines, and excellent communication and relationship-building skills. Remote work offers flexible scheduling and growth opportunities.

Qualifications

Active Loan Originator license required.
1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
Strong knowledge of mortgage products and underwriting guidelines.
Excellent communication, sales, and relationship-building skills.
Ability to work independently in a remote environment.
Proficient with loan origination systems and digital documentation tools.

Responsibilities

Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
Build and maintain strong relationships with clients, real estate agents, and referral partners.
Guide borrowers through the loan application process and provide clear, timely communication.
Analyze borrower financials to recommend appropriate loan products.
Ensure all loan files meet federal, state, and investor compliance requirements.
Collaborate with processing and underwriting teams to ensure smooth and timely closings.
Stay up to date on lending guidelines, market trends, and interest rate changes.