Remote California Mortgage Loan Officer – Flexible, Growth

West Capital Lending; Costa Mesa (CA); On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Competitive commission

Access to a wide range of loan product

Marketing and operational support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to originate residential mortgage loans remotely, primarily serving clients in California. You will manage the loan process from application to closing in a virtual environment and build strong client relationships.

Ideal candidates have an Active LO license, 1+ year of experience, and deep knowledge of mortgage products and guidelines. The role offers flexible scheduling and opportunity for growth within a scaling organization.

Qualifications

• Active Loan Originator license required.
• 1+ year of experience as a Loan Officer or Mortgage Loan Originator preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closing.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

LO license

Mortgage knowledge

Communication

Remote work

Independent work

LOS systems

Job description

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in California. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment

.
Key Responsibiliti

• esOriginate residential mortgage loans, including Conventional, FHA, VA, and Non-QM produc
• tsBuild and maintain strong relationships with clients, real estate agents, and referral partne
• rsGuide borrowers through the loan application process and provide clear, timely communicati
• onAnalyze borrower financials to recommend appropriate loan produc
• tsEnsure all loan files meet federal, state, and investor compliance requiremen
• tsCollaborate with processing and underwriting teams to ensure smooth and timely closin
• gsStay up to date on lending guidelines, market trends, and interest rate chang

es
Qualificati

• onsActive Loan Originator license (NMLS) requi
• red+1 year of experience as a Loan Officer or Mortgage Loan Originator prefer
• redStrong knowledge of mortgage products and underwriting guideli
• nesExcellent communication, sales, and relationship-building ski
• llsAbility to work independently in a remote environm
• entProficient with loan origination systems and digital documentation to

ols
What We O

• fferCompetitive commission structure with high earning poten
• tialAccess to a wide range of loan products and competitive r
• atesMarketing and operational sup
• portFlexible schedule with autonomy over your pipe
• lineGrowth opportunities within a scaling organiza