Remote Life Underwriting Consultant: Risk & Growth

Securian Financial; Saint Paul (MN); À distance; USD 74 000 - 137 000; Plein temps

Avantages offerts par ce poste

Paid time off

Leave programs

Holidays

Company-funded pension plan and 401(k)

Health insurance

Volunteer time

Associate Resource Groups

Résumé du poste

Securian Financial is seeking a Life Underwriting Consultant to evaluate life insurance applications and assign risk classifications in alignment with profitability goals and fair outcomes. You will review and decide on cases within authority, collaborate with brokers and reinsurers, and identify opportunities to improve underwriting processes while maintaining a strong customer experience.

Strong analytical skills, attention to detail, and the ability to work independently in real time are

Qualifications

• Bachelor’s degree or equivalent experience.
• Minimum of 3 years of life underwriting experience.
• Demonstrated expertise in substandard underwriting.
• Underwriting knowledge across medical and financial risk assessment.
• Strong decision-making skills with the ability to act independently in real time.
• Proven ability to analyze complex cases and apply sound judgment.
• Effective written and verbal communication skills.
• Ability to document rationale clearly and consistently.
• Proficiency in financial underwriting, including business cases.
• Understanding of reinsurance principles and when to engage partners.
• Results-oriented with a focus on quality and productivity.
• Agile mindset with a focus on continuous improvement and innovation.
• Preferred: Industry designations (FLMI, FALU, CLU)

Responsabilités

• Risk Assessment & Decisioning: Evaluate applications within authority and determine acceptability and classification.
• Case Management & Execution: Approve applications up to established authority and collaborate with reinsurers as needed.
• Field & Partner Relationship Management: Build relationships with brokers, advisors, and internal partners; communicate decisions clearly.
• Process Improvement & Organizational Contribution: Identify opportunities to improve underwriting processes and contribute to initiatives.

Formation

Bachelor’s degree or equivalent experience

Description du poste

Securian Financial is seeking a Life Underwriting Consultant to evaluate life insurance applications and assign risk classifications in alignment with profitability goals and fair outcomes. You will review and decide on cases within authority, collaborate with brokers and reinsurers, and identify opportunities to improve underwriting processes while maintaining a strong customer experience.

Strong analytical skills, attention to detail, and the ability to work independently in real time are