Remote Lending Product & Credit Policy Analyst

Mission Loans, LLC; Irvine (CA); On-site; USD 43,000 - 45,000; Full time

Benefits offered by this job

Remote work

Equal opportunity employer

Job summary

Mission Loans, LLC is seeking a Lending Product & Credit Policy Analyst to manage and develop product lending guidelines and research new offerings that serve the company and its customers. The role requires close collaboration across sales, underwriting, compliance and secondary markets.

The candidate should have mortgage industry knowledge, strong Excel skills, and a track record of managing product timelines in a fast-paced environment. Remote work is supported.

Qualifications

• High School Diploma or GED; Bachelor's degree preferred.
• 2-3 years’ experience in mortgage lending product development, credit risk, policy analysis or secondary marketing.
• Underwriting experience a plus.
• Deep understanding of mortgage industry, market trends and regulatory requirements.
• Understanding of agency & investor underwriting guidelines, policies and procedures.
• Proven ability to manage project timelines.
• Experience working with cross-functional teams.
• Strong math skills: add, subtract, multiply, and divide.
• Proficiency in Excel (data modeling/exception tracking).
• Familiarity with LOS and policy management platforms.

Responsibilities

• Design, test, and update lending criteria (LTV, credit scores, DTI).
• Launch new lending products while following investor guidelines.
• Provide product assessments and comparisons.
• Coordinate and manage new product rollout.
• Maintain investor guidelines; announce changes.
• Poll investors for guideline clarification.
• Answer first-level questions on underwriting guidelines.
• Review exception queue for first-level responses.
• Bridge sales, underwriting, compliance, and secondary markets for program changes.

Skills

No drama workplace

Customer-centric

Independent worker

Interpersonal skills

Communication skills

Multi-tasking

Analytical thinking

Time management

Attention to detail

Judgement

Phone skills

Education

High School Diploma or GED

Bachelor’s degree preferred

Tools

Microsoft Excel

Loan Origination Systems (LOS)

Policy management platforms

Job description

Mission Loans, LLC is seeking a Lending Product & Credit Policy Analyst to manage and develop product lending guidelines and research new offerings that serve the company and its customers. The role requires close collaboration across sales, underwriting, compliance and secondary markets.

The candidate should have mortgage industry knowledge, strong Excel skills, and a track record of managing product timelines in a fast-paced environment. Remote work is supported.