Remote High-Risk Mortgage Disposition Specialist

Freedom Mortgage; Moorestown Township (NJ); Remote; USD 65,000 - 90,000; Full time

Job summary

Freedom Mortgage in Moorestown, New Jersey, is seeking a Mortgage Servicing Specialist to manage day-to-day default-related activities. The role focuses on disposition review, loss mitigation considerations, and charge off analysis for FHA/VA and GSE loan portfolios.

Responsibilities include reviewing vacant and post-sale properties, developing disposition recommendations, and coordinating with Default leadership to minimize losses.

Qualifications

• Strong understanding of FHA, VA and GSE claims guidelines.
• Excellent organizational and time management skills.
• Attention to detail with a high level of accuracy.
• Analytical and problem-solving skills.
• Microsoft Office experience and advanced Excel knowledge.

Responsibilities

• Review vacant FHA and VA loans prior to foreclosure sale for advance disposition decisioning.
• Recommend resolutions to recover max funds quickly.
• Review investor/insurer claims on properties moved into REO.
• Provide feedback on Disposition Model changes.
• Research the reason for charge off and develop written recommendations.

Skills

FHA/VA/GSE guidelines

Organizational skills

Attention to detail

Analytical skills

Microsoft Office experience

Education

High School Graduate/GED

Tools

Excel

Job description

Freedom Mortgage in Moorestown, New Jersey, is seeking a Mortgage Servicing Specialist to manage day-to-day default-related activities. The role focuses on disposition review, loss mitigation considerations, and charge off analysis for FHA/VA and GSE loan portfolios.

Responsibilities include reviewing vacant and post-sale properties, developing disposition recommendations, and coordinating with Default leadership to minimize losses.