Remote Fraud Analytics Lead, Loss Prevention

Sunflower Bank Mortgage Lending; Houston (TX); Remote; USD 120,000 - 170,000; Full time

Job summary

Sunflower Bank, N.A. is seeking a Fraud Analytics & Loss Prevention Manager to lead the bank's fraud program, oversee monitoring, investigations, and loss mitigation. Remote work is under consideration.

The role requires deep knowledge of BSA/AML, SAR filing, data analytics, and fraud control design, with at least 5 years managing fraud teams in banking. You will collaborate across business lines to reduce losses and strengthen compliance.

Qualifications

• Bachelor’s degree in Criminal Justice, Finance, Business Administration, Accounting, Risk Management or related field, or 10 years of fraud experience.
• Minimum of 5 years of management or leadership experience in bank fraud prevention, fraud operations, financial crimes, or fraud risk management.
• Professional certification such as CFE, ACAMS, or CAFP preferred.
• Experience conducting fraud investigations, reviewing suspicious activity, and identifying fraud trends and emerging threats.
• Experience utilizing fraud monitoring systems, case management platforms, data analytics tools, and reporting applications.
• Knowledge of deposit, payment, check, ACH, wire, and other fraud schemes and SAR reporting processes.

Responsibilities

• Oversee fraud monitoring activities, alert review processes, case investigations, and resolution efforts to identify, investigate, and mitigate fraudulent activity.
• Develop, implement, and maintain fraud controls, procedures, and strategies designed to reduce fraud exposure and minimize losses across the Bank.
• Analyze fraud data, loss trends, and emerging threats to identify risks, recommend control enhancements, and support informed business decisions.
• Manage recovery strategies and coordinate efforts to maximize recovery opportunities and reduce the financial impact of fraud events.
• Collaborate with operational, customer-facing, and support teams to identify vulnerabilities, improve processes, and enhance fraud detection and prevention capabilities.
• Ensure fraud-related activities are conducted in accordance with applicable laws, regulations, internal policies, and reporting requirements, including referral of suspicious activity when appropriate.
• Maintain current knowledge of emerging fraud trends, threats, regulatory developments, and industry best practices, and implement appropriate strategies to mitigate fraud risk and reduce losses.
• Serve as a resource to management and business units on fraud risks, emerging schemes, industry trends, and effective fraud mitigation practices.
• Promote fraud awareness through employee education, communication, and training programs designed to strengthen the Bank's fraud prevention culture.
• Direct, coach, and develop fraud personnel while establishing performance expectations, monitoring results, and ensuring the efficient execution of departmental objectives.
• Evaluate fraud processes, systems, and controls to identify opportunities for increased effectiveness, operational efficiency, and enhanced customer protection.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.

Skills

Fraud investigations

Leadership

Data analytics

Regulatory knowledge

Education

Bachelor's degree in related field

CFE certification

ACAMS certification

CAFP certification

Tools

Fraud monitoring systems

Case management platforms

Data analytics tools

Job description

Sunflower Bank, N.A. is seeking a Fraud Analytics & Loss Prevention Manager to lead the bank's fraud program, oversee monitoring, investigations, and loss mitigation. Remote work is under consideration.

The role requires deep knowledge of BSA/AML, SAR filing, data analytics, and fraud control design, with at least 5 years managing fraud teams in banking. You will collaborate across business lines to reduce losses and strengthen compliance.