Remote Fintech Risk Lead — First Hire

Atomic; United States; Remote; USD 110,000 - 170,000; Full time

Job summary

Atomic Vest is seeking a Risk Manager to establish and lead the risk management function for a multi-entity fintech group. You’ll design frameworks, policies, metrics, and reporting to support a broker-dealer and an SEC-registered RIA as the company scales.

You’ll work with finance, compliance, legal, operations, and engineering, defining KRIs, risk appetite, and controls. This is a remote-friendly role focused on the US/AMER region, reporting to the Risk Committee and leadership.

Qualifications

• 2-5 years of experience in risk management, internal controls, or a related function.
• Experience in fintech, banking, brokerage, or RIA environments
• Hands-on, builder mindset: comfortable in a small firm, and focused on fixing issues with teams
• Working knowledge of broker-dealer financial responsibility rules (e.g., SEC net capital and customer protection rules)
• Strong analytical skills and proficiency in Excel; experience with NetSuite or another ERP is helpful
• Advanced-level English for cross-team collaboration

Responsibilities

• Build the risk management function as the initial hire, including an enterprise risk framework, risk appetite, and policies appropriate for a multi-entity fintech, with initial and primary focus on the broker-dealer entity.
• Support and enhance monitoring of broker-dealer financial risks, including net capital, liquidity, and clearing-related exposures.
• Assess and monitor bank and counterparty risk, including banks participating in the cash sweep program, clearing firms, and key vendors, with risk ratings, KRIs, and re-review triggers.
• Run periodic enterprise risk assessments across the broker-dealer, RIA, and technology entities, and maintain the risk register.
• Build and maintain a risk and control matrix across all entities; design preventive and detective controls, test them, and develop KRIs.
• Own a central incident and issue log: lead root-cause analysis, track remediation, elevate events to Compliance/Legal/FinOp.
• Review new products, entities, and markets for risk before launch and recommend controls.
• Build controls for self-clearing and ATS lines, including reserve computations, capital monitoring, reconciliations, and Reg ATS obligations; provide evidence for FINRA.
• Prepare risk reporting for senior management and Risk Committee.
• Support audits and regulatory examinations by coordinating risk-related requests and responses.
• Maintain the business continuity plan (FINRA Rule 4370) and run tabletop exercises with Technology.
• Partner with finance, compliance, legal, operations, and engineering leadership.

Skills

Risk management

Internal controls

Fintech experience

Broker-dealer rules

Excel

Regulatory reporting

Tools

NetSuite

Job description

Atomic Vest is seeking a Risk Manager to establish and lead the risk management function for a multi-entity fintech group. You’ll design frameworks, policies, metrics, and reporting to support a broker-dealer and an SEC-registered RIA as the company scales.

You’ll work with finance, compliance, legal, operations, and engineering, defining KRIs, risk appetite, and controls. This is a remote-friendly role focused on the US/AMER region, reporting to the Risk Committee and leadership.