Remote Fintech Risk Manager — Build & Scale Risk Frameworks

Atomic Invest; Oregon; Hybrid; USD 120,000 - 180,000; Full time

Job summary

Atomic Vest is seeking a Risk Manager to design and lead a risk program across our broker-dealer, RIA, and technology entities. You will implement an enterprise risk framework, establish KRIs, and drive controls to support rapid growth in a remote-first environment based in the US or LATAM.

As the first dedicated risk hire, you will report to leadership, collaborate with Finance, Compliance, Legal, Operations, and Engineering, and build the function from the ground up to scale with the company.

Qualifications

• 2–5 years of experience in risk management, internal controls, or a related function.
• Experience in fintech, banking, brokerage, or RIA environments.
• Hands-on, builder mindset: comfortable in a small firm, and focused on fixing issues with teams.

Responsibilities

• Build the risk management function as the initial hire, including an enterprise risk framework, risk appetite, and policies appropriate for a multi-entity fintech, with initial and primary focus on the broker-dealer entity.
• Support and enhance the monitoring of broker-dealer financial risks, including net capital, liquidity, and clearing-related exposures.
• Assess and monitor bank and counterparty risk, including banks participating in the cash sweep program, clearing firms, and key vendors, with risk ratings, KRIs, and re-review triggers.
• Run periodic enterprise risk assessments across the broker-dealer, RIA, and technology entities, and maintain the risk register.
• Build and maintain a risk and control matrix across all entities. Work with process owners to design practical preventive and detective controls, test them for design and operating effectiveness, and develop key risk indicators (KRIs).
• Own a central incident and issue log: lead root-cause analysis, track remediation to validated closure, and elevate potential reportable events to Compliance, Legal, and the FinOp.
• Review new products, entities, and markets for risk before launch and recommend appropriate controls.
• Build controls for the planned self-clearing and ATS business lines, including reserve computations, daily net capital monitoring, possession and control, reconciliations, and Reg ATS obligations, and provide control evidence for FINRA's review.
• Prepare risk reporting for senior management and the Risk Committee.
• Support audits and regulatory examinations by coordinating risk-related requests and responses.
• Maintain the business continuity plan (FINRA Rule 4370) and run tabletop exercises with Technology.
• Partner with key stakeholders across finance, compliance, legal, operations, and engineering leadership.

Skills

Risk management

Fintech experience

Builder mindset

Excel

NetSuite

English proficiency

Tools

Excel

NetSuite

Job description

Atomic Vest is seeking a Risk Manager to design and lead a risk program across our broker-dealer, RIA, and technology entities. You will implement an enterprise risk framework, establish KRIs, and drive controls to support rapid growth in a remote-first environment based in the US or LATAM.

As the first dedicated risk hire, you will report to leadership, collaborate with Finance, Compliance, Legal, Operations, and Engineering, and build the function from the ground up to scale with the company.