Remote Fintech Risk Analyst: BaaS & Compliance

Grasshopper Bank; New York, Boston (NY, MA); Hybrid; USD 95,000 - 140,000; Full time

Job summary

Grasshopper Bank is a client-first, digital bank focused on serving the business and innovation economy with leading-edge technology and solutions-driven products.

As a Fintech Risk Analyst in a remote role, you will join the Risk Management team to support a strong risk culture across the BaaS portfolio, collaborating with BSA, payments and product teams to ensure regulatory adherence and effective controls.

Qualifications

• 3–5 years in banking or fintech risk management and compliance.
• Experience with financial crimes compliance (BSA/AML, OFAC watchlists and sanctions).
• Working knowledge across essential banking compliance areas (UDAAP, NACHA, VISA/Mastercard, Reg E, Reg Z, Reg DD, Reg CC, ECOA, FCRA) and data privacy (GLBA, FCRA).
• Experience in Third-Party Risk Management (TPRM) and interagency guidance (OCC, FDIC, FRB).
• Proficient technical knowledge in financial technology and payments is preferred.
• Bachelor’s degree or equivalent relevant work experience.

Responsibilities

• Serve as primary risk/compliance contact for fintech partners and ensure programs comply with regulations and Bank requirements.
• Collaborate with BSA, Embedded Finance, Operations, Product, and external platforms to manage risk within the BaaS portfolio.
• Perform due diligence risk assessments on prospective fintech partners and present results to senior management for onboarding.
• Track pre and post-launch risk and compliance requirements for onboarded partners.
• Conduct ongoing testing, monitoring, and quality assurance activities to ensure adherence to policy and remediation of issues.
• Support maintenance of a prioritized roadmap to address gaps and improve control design and testing practices.
• Participate in team and cross-functional meetings as required.

Skills

Banking risk management

Financial crimes compliance

TPRM

Regulatory compliance

Analytical thinking

Dashboards reporting

Collaboration

Education

Bachelor's degree or equivalent

Job description

Grasshopper Bank is a client-first, digital bank focused on serving the business and innovation economy with leading-edge technology and solutions-driven products.

As a Fintech Risk Analyst in a remote role, you will join the Risk Management team to support a strong risk culture across the BaaS portfolio, collaborating with BSA, payments and product teams to ensure regulatory adherence and effective controls.