Remote Fintech Lending & Partnerships Analyst

UnitedHealth Group; Atlanta (GA); Remote; USD 113,000 - 193,000; Full time

Benefits offered by this job

Comprehensive benefits

Equity stock purchase

401k contribution

Job summary

Optum Bank is seeking a high-impact Business Development Analyst - Remote to support sourcing, evaluation, and execution of strategic lending opportunities, including loan portfolio acquisitions and third-party lending partnerships.

The role blends financial modeling, credit analysis, and external partnership development, with opportunities to represent Optum Bank at meetings and industry events. Remote work is nationwide with in-office requirements for Minneapolis or DC area four days weekly.

Qualifications

• 2+ years of experience in Fintech lending platforms (e.g., Upstart, Upgrade).
• 2+ years of experience in Investment banking (e.g., Raymond James or similar middle-market firms).
• 2+ years of experience in Private credit, specialty finance, or structured finance.

Responsibilities

• Deal Evaluation & Financial Analysis
• Build and maintain financial models for loan portfolio acquisitions (consumer, SMB, healthcare lending)
• Forward flow / partnership structures
• Analyze credit performance, pricing, and return metrics (ROA, IRR, loss curves, cost of funds)
• Partner with risk, finance, and treasury to assess structure and profitability
• Prepare investment memos and executive-level materials to support decision-making
• Business Development & Origination
• Support sourcing and development of new lending opportunities and partnerships
• Engage with external counterparties (fintechs, lenders, advisors, investment banks)
• Represent Optum Bank in meetings, industry events, and partner discussions
• Help expand relationships to drive repeat deal flow and long-term partnerships
• Execution & Cross-Functional Leadership
• Assist in structuring, negotiating, and executing transactions
• Coordinate across legal, compliance, credit, and operations teams
• Support onboarding and ongoing performance monitoring of partnerships

Skills

Fintech lending

Investment banking

Private credit

Credit metrics

Financial modeling

Executive-ready insights

Client-facing communication

Travel flexibility

Healthcare lending

Job description

Optum Bank is seeking a high-impact Business Development Analyst - Remote to support sourcing, evaluation, and execution of strategic lending opportunities, including loan portfolio acquisitions and third-party lending partnerships.

The role blends financial modeling, credit analysis, and external partnership development, with opportunities to represent Optum Bank at meetings and industry events. Remote work is nationwide with in-office requirements for Minneapolis or DC area four days weekly.