Remote Finance Manager, Insurance – Capital & Risk

Porch Group; Oceanside (CA); Hybrid; USD 116,000 - 163,000; Full time

Benefits offered by this job

Health benefits

401(k) with match

Paid time off

Job summary

Porch Group is seeking a Finance Manager, Insurance to partner with the Insurance FP&A team and senior leadership. You will own budgeting, forecasting, and analysis across the insurance division, plus lead capital, reinsurance, and risk-management initiatives with an eye toward accuracy and audit readiness.

This high-visibility role emphasizes cross-functional collaboration, strong modeling, and the use of AI tools to streamline analyses.

Qualifications

• 7+ years of experience in reinsurance, insurance capital management, or related finance roles.
• Experience at a reinsurance broker, reinsurer, or P&C insurance carrier is highly valued.
• Bachelor’s degree with an emphasis in Finance, Accounting, Economics, or a related field.
• CPA, CFA, or actuarial designation (ACAS/FCAS) preferred, not required.
• Capital markets or investment banking experience preferred, not required.
• P&C insurance experience is strongly preferred, not required.

Responsibilities

• Analyze the company's capital structure and requirements and provide recommendations to improve capital efficiency and financial stability.
• Support Balance Sheet forecasting and the capital evaluation models used to assess funding and capital opportunities.
• Monitor and report on rating agency and regulatory metrics, including surplus, risk retention levels, net combined ratio, and RBC.
• Support the corporate risk management insurance program, including policy renewals, coverage analysis, and related cost forecasting.
• Conduct risk assessments and stress tests to evaluate resilience against potential adverse scenarios.
• Support the annual budget, quarterly forecast, and monthly forecast for the insurance division.
• Conduct financial analysis and variance reporting on performance, profitability, unit economics, and operational efficiency.
• Take on special projects and ad hoc analysis across the Insurance Finance function as business priorities evolve.
• Document processes, models, and key assumptions so that work is shared and audit ready.
• Contribute to cross-training across the team so that critical processes have more than one owner.
• Prepare analysis and materials for senior finance leadership, auditors, rating agencies, and reinsurance partners, explaining technical concepts clearly to non-technical audiences.
• Collaborate with Premium, Losses, Corporate Finance, and Actuarial partners to keep assumptions and outputs aligned.
• Use AI tools to streamline recurring analysis, catch errors before they reach leadership, and improve the speed and consistency of deliverables.

Skills

Reinsurance knowledge

Capital modeling

Advanced Excel

US GAAP

AI tools

Financial analysis

Strong communication

Cross-functional collaboration

Independence

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

CPA or CFA or ACAS/FCAS preferred

Job description

Porch Group is seeking a Finance Manager, Insurance to partner with the Insurance FP&A team and senior leadership. You will own budgeting, forecasting, and analysis across the insurance division, plus lead capital, reinsurance, and risk-management initiatives with an eye toward accuracy and audit readiness.

This high-visibility role emphasizes cross-functional collaboration, strong modeling, and the use of AI tools to streamline analyses.