Remote-Field Property Claims Specialist

State Farm; Breckenridge (CO); Remote; USD 63,000 - 90,000; Full time

Benefits offered by this job

Annual raise & bonus

Health insurance

Tuition assistance

401(k) plan

Flexible time off

Job summary

State Farm in Breckenridge, CO seeks a Property Field Inspection Claim Specialist to handle on-site property damage claims for residential and commercial properties. You will be the first contact for insureds, explain coverage, estimate damages, and guide them through the claims process with exceptional service.

The role requires field inspections, strong communication, and the ability to work remote-field from home with occasional travel; a valid driver’s license is required.

Qualifications

• Ability to investigate problems, evaluate information, and make well-supported decisions.
• Ability to interpret detailed policies, guidelines, or technical information and apply them accurately.
• Ability to quickly learn unfamiliar concepts, processes, and terminology and apply that knowledge.
• Ability to effectively interact with policyholders, agents, and other stakeholders to move claims forward.
• Excellent communication and interpersonal skills for difficult conversations.
• Detail-oriented with strong organizational and analytical skills.
• Proficiency with mobile/desktop tools to document and support claims.
• Physical agility to walk, climb roofs, and crawl in tight spaces as needed; may require rope safety training.
• A valid driver's license is required.

Responsibilities

• Conduct on-site inspections and assessments of property damages for residential and commercial claims.
• Collaborate with policyholders, agents, and other involved parties to gather information and resolve claims.
• Explain coverage and guide insureds through the claims process while delivering remarkable service.
• Gather evidence, document findings, and prepare reports to support the claims process.
• Investigate and adjust claims with exposures up to $500,000.
• Negotiate and settle claims within policy limits and guidelines.

Skills

Investigation

Policy interpretation

Communication

Detail orientation

Mobile/desktop tools

Field safety

Driver's license

Education

Bachelor's Degree

Tools

Xactimate

XactContents

Job description

State Farm in Breckenridge, CO seeks a Property Field Inspection Claim Specialist to handle on-site property damage claims for residential and commercial properties. You will be the first contact for insureds, explain coverage, estimate damages, and guide them through the claims process with exceptional service.

The role requires field inspections, strong communication, and the ability to work remote-field from home with occasional travel; a valid driver’s license is required.