Remote F&I Underwriter: Risk, Pricing & Portfolio

Arch Capital; Kansas City (MO); Remote; USD 75,000 - 83,000; Full time

Benefits offered by this job

Multiple medical plans with dental/vis

Competitive 401k with matching

PTO 20 days per year

Paid holidays

Job summary

Arch Capital is seeking an Underwriter, Finance & Insurance (F&I) to support underwriting execution, risk evaluation, pricing analysis, and portfolio monitoring for F&I products. The role reports to the VP of Underwriting and collaborates with the AWLS team, clients, and cross-functional partners.

The position requires a Bachelor's degree and strong Excel/data analysis skills, with 75k–83k annual base plus benefits. This US-wide opportunity may be remote within the region.

Qualifications

• Underwriting experience in F&I, specialty insurance, or related lines.
• Ability to evaluate risk, interpret loss experience, analyze financial information, and prepare sound underwriting recommendations.
• Ability to communicate effectively with clients, business partners, and internal stakeholders.
• Ability to manage multiple priorities, meet deadlines, and maintain accurate documentation.
• Proficiency in Excel and data analysis tools.

Responsibilities

• Evaluate risk selection, pricing, and program structure for new and existing accounts within assigned authority and established underwriting guidelines.
• Support the development and documentation of underwriting guidelines, pricing assumptions, and portfolio optimization initiatives in partnership with the AWLS management team.
• Analyze portfolio performance, loss trends, audits, and KPIs; identify issues and prepare recommendations for corrective action.
• Refer large, complex, special risk, or sensitive accounts to senior underwriting leadership with clear analysis and recommended next steps.
• Support relationships with clients, agents, OEM's, and third-party administrators by providing timely underwriting analysis, documentation, and issue resolution.
• Partner with clients and internal stakeholders to understand business objectives and align underwriting solutions and operational capabilities with program needs.
• Participate in onboarding, training, and knowledge-sharing activities to promote consistency across the underwriting team.
• Support the end-to-end underwriting lifecycle, including quote letter development, binding, policy issuance coordination, and post-bind activities.
• Review portfolio reports, loss projections, and performance metrics; summarize insights for underwriting leadership.
• Maintain working knowledge of F&I products, regulatory considerations, trade association updates, and competitive market dynamics.
• Stay informed on industry trends and emerging risks; share observations and support updates to underwriting approach and risk appetite as directed.

Skills

Underwriting experience in F&I

Risk evaluation

Pricing analysis

Communication

Documentation

Excel proficiency

Data analysis tools

Education

Bachelor's degree in Business, Finance, Accounting, Economics, or related field

Tools

Excel

Job description

Arch Capital is seeking an Underwriter, Finance & Insurance (F&I) to support underwriting execution, risk evaluation, pricing analysis, and portfolio monitoring for F&I products. The role reports to the VP of Underwriting and collaborates with the AWLS team, clients, and cross-functional partners.

The position requires a Bachelor's degree and strong Excel/data analysis skills, with 75k–83k annual base plus benefits. This US-wide opportunity may be remote within the region.