Remote Enterprise Merchant Underwriter – Portfolio Risk Lead

NorthAB LLC; Wisconsin; Remoto; USD 75.000 - 81.000; Tempo integral

Benefícios oferecidos por esta vaga

Medical, Dental, & Vision Coverage

Flexible Paid Time Off

401(k) + Match

Mental Health Support & Well-Being

Paid Maternity & Paternity Leave

Education Assistance

Lifestyle Spending Account

Resumo da vaga

North is seeking an Enterprise Merchant Underwriter in a remote role focused on portfolio management within the payments space. You will conduct periodic credit reviews, perform financial analysis, and present findings to senior management to maintain risk within NAB’s appetite.

Strong communication, relationship management, and coaching abilities are essential as you interact with merchants, sales partners, and internal teams while executing risk-based due diligence. Travel up to 5% is required.

Qualificações

• Bachelor’s Degree in Business, Finance, Accounting (or equivalent combination of education and work experience).
• Minimum 2 Years of Financial Analysis experience in the Payments industry or similar financial services field.
• Minimum 5 years of experience in a commercial underwriting environment or analyzing financial data.
• Minimum 2 years of Sales Relationship management experience highly preferred.
• Effectively interprets and applies understanding of key financial indicators to make business decisions.
• Excellent conflict resolution skills and emotional intelligence to manage relationships with merchants, internal staff and external customers.
• Must be comfortable and confident in handling a position of authority when making underwriting decisions.
• Ability to multitask, prioritize and handle relationships with merchants and internal/external stakeholders.
• Strong communication and teamwork skills with a positive attitude.

Responsabilidades

• Conduct periodic credit reviews within an assigned portfolio and quantify results with narrative and financial analysis to management.
• Perform financial analysis and prepare Credit Risk Assessments with detailed recommendations and risk mitigation strategies.
• Analyze high exposure merchants with varying risk dependencies and processing environments.
• Execute against Credit Policy driven collateral strategies to minimize losses (reserves, letters of credit, funding holds).
• Communicate with merchants, sales representatives, internal departments, and management to obtain required information.
• Provide Approval Authority support for sign-offs within your scope.
• Train and coach underwriting team members.
• Ensure service level agreements are met.
• Monitor the phone queue and outbound calls to partners and merchants.
• Review and update department policies based on industry trends and process changes.
• Collaborate with ERM team for enhanced due diligence and historical data.

Conhecimentos

Bachelor's degree

Financial analysis

Underwriting

Sales relationship management

Financial indicators

Conflict resolution

Communication skills

Team oriented

Flexible scheduling

Formação

Bachelor's Degree in Business, Finance, Accounting

Descrição da vaga

North is seeking an Enterprise Merchant Underwriter in a remote role focused on portfolio management within the payments space. You will conduct periodic credit reviews, perform financial analysis, and present findings to senior management to maintain risk within NAB’s appetite.

Strong communication, relationship management, and coaching abilities are essential as you interact with merchants, sales partners, and internal teams while executing risk-based due diligence. Travel up to 5% is required.