Remote Director, Underwriting Audit & Risk Lead

RGA; Chesterfield (MO); On-site; USD 107,000 - 159,000; Full time

Job summary

RGA in the United States is seeking an experienced Life Insurance Underwriter Audit Lead to drive underwriting audits, quality assurance, and risk assessment across life insurance portfolios.

You will partner with clients and internal teams to deliver actionable insights, support profitability, and drive continuous improvement through audit leadership and guideline enhancements. Flexible remote/hybrid work options available to fit client needs.

Qualifications

• Bachelor’s degree or equivalent related work experience (minimum 8 years).
• 7-8 years of reinsurance underwriting experience or 9+ years direct underwriting experience.
• Proficiency in Word, Excel, and data/query tools (SQL) to support analysis.
• Strong ability to interpret insurance contracts and apply underwriting guidelines across diverse client environments.
• Excellent verbal and written communication skills, with the ability to convey complex concepts clearly to diverse audiences.

Responsibilities

• Leads internal and client underwriting audits, ensuring consistent, high-quality evaluation of underwriting practices within assigned areas of expertise.
• Coordinates and executes audit activities, including case selection (random and targeted), audit scheduling (onsite and remote), Auto/Fac comparisons, and timely reporting to stakeholders and senior management.
• Delivers clear, actionable audit insights to internal stakeholders and clients; facilitates discussions to drive alignment, resolution, and continuous improvement.
• Partners with underwriting, Medical Directors, and other internal teams to review findings, inform guideline interpretation, and contribute to enhancements to underwriting manuals and audit practices.
• Evaluates and, where applicable, underwrites large, complex life insurance risks within authority limits, ensuring decisions are sound and aligned with profitability and risk objectives.

Skills

Underwriting expertise

Audit & QA

Stakeholder management

Analytical thinking

Communication skills

Willingness to travel

Education

Bachelor’s Degree or equivalent related work experience

BS/BA Science or Business

Tools

SQL

Excel

Job description

RGA in the United States is seeking an experienced Life Insurance Underwriter Audit Lead to drive underwriting audits, quality assurance, and risk assessment across life insurance portfolios.

You will partner with clients and internal teams to deliver actionable insights, support profitability, and drive continuous improvement through audit leadership and guideline enhancements. Flexible remote/hybrid work options available to fit client needs.