Remote Credit Risk Analyst & Commercial Underwriter

Stripe; United States; Hybrid; USD 122,000 - 182,000; Full time

Benefits offered by this job

Equity

Bonus or commissions

401(k)

Medical, dental, and vision

Wellness stipends

Job summary

Stripe's Risk & Financial Crimes team seeks a Credit Risk Analyst—Commercial Underwriter on the North America Strategy Risk team. You will underwrite and manage a portfolio of Stripe's largest customers to enable growth while minimizing credit risk.

This role collaborates across Sales, Legal, Treasury, and Finance with a Pacific Time Zone preference. Hybrid role with a preference for West Coast hours; remote options available within the US.

Qualifications

• 5+ years of experience in commercial credit underwriting and risk modeling.
• Bachelor's degree in Finance, Economics, Statistics, or related field.
• Strong ability to translate data into narratives and mitigation strategies.
• Strong written and verbal communication; detail-oriented.
• Experience engaging with CFOs/CEOs of major merchants.

Responsibilities

• Underwrite and manage a portfolio of top Stripe customers.
• Provide credit risk recommendations to mitigate exposure while enabling growth.
• Develop risk understanding across industries, geographies, and operating models.
• Deliver insights to support senior management decisions on onboarding and pricing.
• Contribute to tooling and process improvements for portfolio metrics.

Skills

Commercial credit underwriting

Financial risk modeling

Cash flow forecasting

SQL

Data visualization

Tech/fast-paced environments

Strong communication

Education

Bachelor's degree in Finance, Economics, Statistics, or related field

Tools

SQL

Excel/Analytics

Job description

Stripe's Risk & Financial Crimes team seeks a Credit Risk Analyst—Commercial Underwriter on the North America Strategy Risk team. You will underwrite and manage a portfolio of Stripe's largest customers to enable growth while minimizing credit risk.

This role collaborates across Sales, Legal, Treasury, and Finance with a Pacific Time Zone preference. Hybrid role with a preference for West Coast hours; remote options available within the US.