Remote Credit Risk Analyst & Commercial Underwriter

WYNK Jobs; San Francisco (CA); Remote; USD 120.000 - 190.000; Vollzeit

Zusammenfassung

Stripe is seeking a Credit Risk Analyst and Commercial Underwriter on the North America Strategy Risk team to manage a portfolio of Stripe's largest merchants. You will assess business models, forecast cash flows, and underwrite credit decisions to enable growth while controlling risk.

This role collaborates with Sales, Legal, Treasury, and Finance, interacts with CFOs/CEOs of key merchants, and aligns with West Coast hours.

Qualifikationen

• 5+ years of commercial credit underwriting, financial risk modeling, and cash flow forecasting.
• Strong ability to translate financial data into clear risk narratives.
• Experience interacting with C-suite executives and cross-functional teams.

Aufgaben

• Directly engage with top merchants to assess business models and financial health.
• Develop credit risk recommendations to mitigate exposure while enabling growth.
• Manage credit portfolio across industries, geographies, and models.
• Provide insights to senior leadership on onboarding, pricing, and risk strategies.

Kenntnisse

Business Model Evaluation

Cash Flow Forecasting

Commercial Underwriting

Credit Risk Analysis

Data Analysis

Data Visualization

Financial Risk Modeling

Financial Statement Analysis

Risk Mitigation

SQL

Ausbildung

Bachelor's degree in Finance, Economics, Statistics, or a related field

Tools

SQL

Jobbeschreibung

Stripe is seeking a Credit Risk Analyst and Commercial Underwriter on the North America Strategy Risk team to manage a portfolio of Stripe's largest merchants. You will assess business models, forecast cash flows, and underwrite credit decisions to enable growth while controlling risk.

This role collaborates with Sales, Legal, Treasury, and Finance, interacts with CFOs/CEOs of key merchants, and aligns with West Coast hours.