Strategic Credit Underwriter for High-Growth Merchants

Leyla; United States; Remote; USD 120,000 - 190,000; Full time

Job summary

Stripe is seeking a Credit Analyst Underwriter for the North America Strategy Risk team. You will underwrite and manage a portfolio of Stripe’s largest and fastest-growing businesses, delivering tailored risk recommendations to protect Stripe’s credit exposure while supporting growth.

You will collaborate with Sales, Legal, Treasury, and Finance to provide insights for onboarding strategies, pricing analyses, and portfolio management across diverse industries and geographies.

Qualifications

• 3+ years of relevant experience in commercial credit underwriting, financial risk modeling, and cash flow forecasting.
• Bachelor's degree in Finance, Economics, Statistics, or related field.
• Strong knowledge of accounting principles and ability to evaluate financial statements across industries.
• Ability to translate business and financial data into clear narratives with mitigation strategies.
• Strong written, verbal, and analytical skills.
• Attention to detail while managing priorities in a fast-paced environment.
• Comfort interacting with CFOs and CEOs of top merchants.
• Deep empathy for entrepreneurs and motivation to solve problems.

Responsibilities

• Underwrite and manage a portfolio of Stripe’s largest and fastest-growing businesses.
• Provide tailored credit risk recommendations that mitigate exposure while enabling growth.
• Develop deep understanding of risk across industries, geographies, and operating models.
• Deliver insights to support senior management decisions, including onboarding strategies and pricing analysis.
• Refine tools and processes to improve credit loss targets and portfolio coverage metrics.
• Collaborate with cross-functional partners across Sales, Legal, Treasury, and Finance.

Skills

Credit underwriting

Financial risk modeling

Cash flow forecasting

Storytelling with data

Strong communication

Attention to detail

Engaging with executives

Empathy for entrepreneurs

Education

Bachelor's degree in Finance, Economics, Statistics, or related field

Tools

SQL

Job description

Stripe is seeking a Credit Analyst Underwriter for the North America Strategy Risk team. You will underwrite and manage a portfolio of Stripe’s largest and fastest-growing businesses, delivering tailored risk recommendations to protect Stripe’s credit exposure while supporting growth.

You will collaborate with Sales, Legal, Treasury, and Finance to provide insights for onboarding strategies, pricing analyses, and portfolio management across diverse industries and geographies.